Home Buyers Guide

Our new complimentary guide offers home buyers helpful insider tips about everything from understanding the loan pre-approval process to how to work with real estate agents.

Our "Home Buying Guide" is available at no cost at:
http://www.erate.com/home-buying.htm

Home buyers can learn a great deal from the guide, including:

• Understanding the difference between "pre-qualification" and "pre-approval


• Determining whether you are ready and able to purchase a home


• Insights into underwriting


• How to select and work with a real estate agent


• How real estate agents work


• Potential conflicts of interests to watch out for


• How negotiating a purchase involves more than just price


• How to choose a lender


• Distinguishing between banks, mortgage bankers and mortgage lenders


• Potential benefits of applying with more than one lender