The Web's 1st Mortgage Company
About ERATE

ERATE is the Web's 1st Mortgage Company

In 1992 Loan World, which later became ERATE when it merged with Progressive Capital, was the first mortgage company to originate a mortgage over the Internet! Then in 1994 Loan World created the first online loan application.

To see what our LoanWorld website looked like in 1997 click here.

For views of how LoanWorld website evolved click here.

ERATE
2900 Gordon Avenue, Suite 100
Santa Clara, CA 95051

Please feel free to email us directly at info@erate.com if you have questions about our products or services.

Or call us at 1-888-88-ERATE.

Today's Mortgage Rates


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FREE Mortgage Rate Widgets
Your State's Rates or National Rates
Program Rates APR
30 Year Fixed Conforming 7.009% 7.031%
15 Year Fixed Conforming 6.114% 6.149%
5/1 Year ARM Conforming 6.426% 6.439%
Last Updated: 10/10/2024
Get this Widget for any State you want

Program Rates APR
30 Year Fixed Conforming 7.053% 7.075%
15 Year Fixed Conforming 6.138% 6.173%
5/1 Year ARM Conforming 6.371% 6.385%
Last Updated: 10/10/2024