Home Mortgage Loan Ratesin Ohio

Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Ohio and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 04/23/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.985% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.828 Points$2,650 Points Fee
$8,250 Total Fees$5,600 Lender Fees
 30 Years FixedVA Loan
6.094% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.802 Points$2,566 Points Fee
$7,616 Total Fees$5,050 Lender Fees
 30 Years FixedVA Loan
6.155% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.529 Points$1,693 Points Fee
$5,693 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
6.226% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$7,795 Total Fees$4,995 Lender Fees
 30 Years FixedVA Loan
6.332% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.960 Points$3,072 Points Fee
$7,072 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
6.718% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.922 Points$2,950 Points Fee
$7,650 Total Fees$4,700 Lender Fees
 30 Years FixedVA Loan
0% down payment USDA Loan options
$0 down payment for Veterans homebuying with a VA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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