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Home Mortgage Loan Ratesin Louisiana
Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Louisiana and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 05/09/2025)
Veterans: Get Qualified for $0 DownContact details |
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5.953% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.968 Points$3,098 Points Fee
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$7,098 Total Fees$4,000 Lender Fees
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30 Years FixedVA Loan | |
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6.226% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
0.875 Points$2,800 Points Fee
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$7,795 Total Fees$4,995 Lender Fees
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30 Years FixedVA Loan | |
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6.608% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.990 Points$3,168 Points Fee
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$7,868 Total Fees$4,700 Lender Fees
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30 Years FixedVA Loan | |
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| $0 down payment for Veterans homebuying with a VA Loan | ||||||
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| As low as 0% down options & down payment assistance | ||||||
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| 0% down payment USDA Loan options | ||||||
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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