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Home Mortgage Loan Ratesin Alabama
Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 04/23/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.155% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.529 Points$1,693 Points Fee
|
$5,693 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
|
6.226% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
0.875 Points$2,800 Points Fee
|
$7,795 Total Fees$4,995 Lender Fees
|
30 Years FixedVA Loan | |
|
6.332% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.960 Points$3,072 Points Fee
|
$7,072 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
|
6.718% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.922 Points$2,950 Points Fee
|
$7,650 Total Fees$4,700 Lender Fees
|
30 Years FixedVA Loan | |
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| PenFed membership is open to everyone, including you. | ||||||
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| $0 down payment for Veterans homebuying with a VA Loan | ||||||
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| Find answers to your mortgage questions | ||||||
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| 0% down payment USDA Loan options | ||||||
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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