ERATE® provides this page to help consumers locate home equity lenders covering Layton. Our goal is to provide an extensive network of home equity lenders throughout the Layton area. We are not responsible for the performance of these lenders. Whenever selecting financing be sure to do your own due diligence.
Current Home Equity Line Rates in Utah
Home Equity Companies |
---|
"Make the most of your home's equity by taking advantage of the value you've been building."
Layton Fairfield Phone Number: (801) 827-7255
Layton Fort Lane Phone Number: (801) 827-8730
Layton Heritage Phone Number: (801) 827-8670 |
"Bank of American Fork's home equity loans are closed-ended (like a typical home mortgage), while our home-equity lines of credit are open-ended, revolving lines of credit (similar to a credit card)."
Layton Branch
Toll Free: 1-800-815-2265 |
"A Home Equity Line of Credit (HELOC) is a line of credit where the borrower uses the equity in their home as collateral. Borrowers can access their funds by writing checks, making transfers at the branch, by phone, or through online banking. " (from https://www.bankofthewest.com/personal-banking/loans/home-equity.html)
683 West Antelope Drive
Toll Free: 1-844-777-2689 Bank Of The West in the News |
"A home equity line of credit (HELOC) gives you easy access to the equity in your home for a variety reasons: Debt consolidation, Home improvement, Vacations"
Layton Branch Phone Number: 1-801-409-5000 |
Access cash from the equity in your home. Current Home Equity Line of Credit variable rates https://www.chase.com/personal/mortgage/home-equity
Layton Branch
Toll Free: 1-888-342-4273
North Layton Branch
Toll Free: 1-888-342-4273 |
Whether you are buying your first home, or improving the one you have, KeyBank offers a variety of home equity loans and line of credit options to meet your needs - both big and small. (from https://www.key.com/personal/home-loans-lines/home-loans-lines.jsp)
Layton Hills Office Branch
Toll Free: 888-539-1234 KeyBank in the News |
"Get the cash you need to pay down credit card debt, remodel the kitchen, buy a car or take care of other financial obligations."
Layton
Toll Free: 1-800-748-4302 |
Home Equity Line of Credit. HELOCs let you access funds as you need them, similar to credit cards — but with rates that are typically lower. (from https://www.usbank.com/home-loans/home-equity/)
Layton Branch
Toll Free: 800-US-BANKS
Layton Smith's Branch
Toll Free: 800-US-BANKS |
A HELOC is a loan that is underwritten using your current home's value. For example, if you've owned your home for 10 or so years, then you likely have a significant amount of equity, or money, invested in it. A HELOC essentially serves as a sort-of second mortgage, so the bank would give you a maximum loan amount for you to use based on the equity that you have in your home. (from https://www.washingtonfederal.com/blog/news-and-articles/2017/01/27/what-is-a-home-equity-line-of-credit)
Layton Branch
Toll Free: 1-800-324-9375 |
Get ongoing access to funds with a home equity line of credit by itself or combined with a first mortgage.
Layton Branch
Toll Free: 1-888-667-1772
Layton Hills Branch
Toll Free: 1-888-667-1772
North Layton Branch
Toll Free: 1-888-667-1772 Wells Fargo Bank in the News
|
Home Equity Credit Line "Because your home equity line of credit is secured by your home, the interest rate is usually lower than with other types of loans."
Layton Antelope Drive Branch
Toll Free: 1-800-974-8800
Layton Office
Toll Free: 1-800-974-8800 |
Home equity loans come in two forms. One time lump sum loan amount or as a home equity line of credit (HELOC) where you can draw cash as you need it.
Current Home Equity Line Rates in UT
Logos appearing on this page were obtained from their respective websites by ERATE for the purposes of product comparison or editorial purposes. ERATE is not directly affiliated with or endorsed by the lenders or financial institutions listed here. If you are the owner of the logo and wish for us to remove or change the logo, please contact us.
Home Equity Line - Documentation
Home Equity Line vs Second Mortgage
Which Secondary Financing is best for me?
Home Equity Loans: Paychecks from your Home
Home Equity Loan Shopping: Tips and Types
Home Equity Line New Appraisal
Home Equity No Income Qualifier
Home Equity Typical Loan Terms
Home Equity Loan vs Refinance First Mtg
Second Mortgage, HELOC for Invest Prop
Use Your Home to Get Away: Home Equity Loans with Frequent Flyer Programs
Lower your monthly payments Debt Consolidation Calculator