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Dallas Home Equity Listing
Best Heloc Lenders in Dallas | Home Equity Loan Rates
ERATE® provides this page to help consumers locate home equity lenders covering Dallas. Our goal is to provide an extensive network of home equity lenders throughout the Dallas area. Scroll down to see current home equity rates from other Texas lenders. We are not responsible for the performance of these lenders. Whenever selecting financing be sure to do your own due diligence.
Current Home Equity Line Rates - Texas
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"A home equity line of credit (HELOC) offers you the flexibility and low rates you need for almost any purpose."
Advancial Federal Credit Union Phone Number: (800) 322-2709
Dallas Phone Number: (972) 201-1830
Uptown Dallas Phone Number: (972) 201-1881 |
"A home equity line of credit is a revolving line of credit ideal for flexible spending and repayment."
Dallas Central Branch
Toll Free: 1-800-837-6584 |
Our Home Equity Line of Credit (HELOC) offers competitive rates and lets you determine the amount, so you can get the money you need when you need it. (from https://www.bancorpsouth.com/mortgage/other-loans/heloc)
Dallas Loan And Deposit Production Office
Toll Free: 1-888-797-7711
Dallas Loan And Deposit Production Office
Toll Free: 1-888-797-7711 |
A home equity line of credit (HELOC) lets you borrow against available equity with your home as collateral. (from bankofamerica.com)
Bank Of America Plaza Branch
Toll Free: 1-866-290-4674
Beltline/Tollway Branch
Toll Free: 1-866-290-4674
Buckner Commons Banking Center Branch
Toll Free: 1-866-290-4674 |
Home Equity Lines of Credit (from https://www.bankozarks.com/your-family/mortgage)
Dallas Sterling Plaza Branch
Toll Free: 1-800-274-4482
Westchester Drive Loan Production Branch
Toll Free: 1-800-274-4482 |
"With a Bank SNB Home Equity Loan you receive a lump sum at loan closing and then pay it back with regularly scheduled monthly payments over a period of time."
Preston Center Branch
Toll Free: 1-888-762-4762 |
Do you want to pay for a one-time expense, or would you like access to money now and in the future? Unlock the power of your homes equity to pay for everything from home renovations and vehicle purchases to college expenses and debt consolidation. (from https://www.bbt.com/lending/home-equity/default.page)
Bishop Arts Branch Phone Number: 800-BANK-BBT
Cedar Springs Branch Phone Number: 800-BANK-BBT
Coit And Belt Line Branch Phone Number: 800-BANK-BBT View More Branches Located in Dallas BB&T (Branch Banking and Trust Company) in the News |
Utilize your homes equity to finance home improvements, major purchases, or unexpected expenses. With a Home Equity Line of Credit (HELOC), you can easily access available credit when you need it. Enjoy low monthly payments and competitive HELOC rates when you apply online. (from https://www.bbvacompass.com/loans.html)
Casa Linda Branch
Toll Free: 1-888-8-LENDING
Cedar Springs Branch
Toll Free: 1-888-8-LENDING
Cornerstone Branch
Toll Free: 1-888-8-LENDING |
Home Equity Line of Credit. Great if you aren't sure how much you need. Minimum payments based on your interest. Only pay off what you spend. (from https://www.capitalone.com/home-equity)
Bent Tree Branch
Toll Free: 855-238-8828
Forest & Greenville
Toll Free: 855-238-8828
Forest And Josey Branch
Toll Free: 855-238-8828 |
Access cash from the equity in your home. Current Home Equity Line of Credit variable rates https://www.chase.com/personal/mortgage/home-equity
Addison Branch
Toll Free: 1-888-342-4273
Arapaho And Hillcrest Branch
Toll Free: 1-888-342-4273
Beltline And Montfort Branch
Toll Free: 1-888-342-4273 |
"Whether it's supplemental financing in between buying and selling or a convenient, low-rate home equity loan, the real estate lending professionals at City Bank can offer multiple real estate loan products to get your project on track."
Mckinnon Street Branch
Toll Free: 1-800-687-2265 |
Use your home to your advantage with a home equity line of credit.
Abrams/Goliad Branch
Toll Free: 855.451.9201
Bent Tree Branch
Toll Free: 855.451.9201
Bishop-Colorado Banking Center Branch
Toll Free: 855.451.9201 |
Use funds to finance a big purchase, consolidate debt, or fund home improvements. You can withdraw money as you need it and make additional payments in addition to your interest only payment if you choose to. (From https://www.eastwestbank.com/Views/Pages/personal/loans/home-equity.cshtml)
Harry Hines Branch |
Home Equity Loans & Lines of Credit. Whether it is for home repairs or your childs education, weve got solutions to help. (from firstcitizens.com)
Dallas Lake Side Village Branch
Toll Free: 1.888.323.4732
Dallas Uptown Center Branch
Toll Free: 1.888.323.4732 |
Did you know that the equity you've built in your home can help you remodel your house, consolidate your debt, finance large purchases and much more? (from https://www.1stnb.com/loans)
Arapaho Banking Center - Rc 663 Branch
Toll Free: 1-800-677-9801
Casa View Banking Center - Rc 875
Toll Free: 1-800-677-9801
Cedar Springs Banking Center - Rc 528
Toll Free: 1-800-677-9801 |
"A Home Equity Line of Credit, or HELOC, lets you borrow against the equity in your home for just about any purpose."
Dallas Branch
Toll Free: 1-800-924-4427 |
Home Equity & Home Improvement Loans. It's a great time to borrow cash for whatever you need, from home repairs and improvement to debt consolidation. Frost offers three easy ways to do it: Home Equity Loans, Home Equity Lines of Credit and Home Improvement Loans. (from: https://www.frostbank.com/personal/banking/home-loans.html)
Garland Branch
Toll Free: (866) 376-7889
Lakewood Financial Center Branch
Toll Free: (866) 376-7889
Oak Cliff Branch
Toll Free: (866) 376-7889 |
What Can My Home Equity Do? (See the video at their website)
Dallas
Toll Free: 1-800-749-7113 |
"Put your home to work for you with a Home Equity Term Loan or Home Equity Line of Credit from Gulf Coast Bank."
Dallas Branch
Toll Free: 1-800-374-9773 |
"A home equity line of credit is a form of revolving credit in which your home serves as collateral"
Dallas Branch
Toll Free: 1-866-654-2664 |
Home Equity Line of Credit "Works like a credit card. Borrow what you need, when you need it."
First Privae Bank Of Texas Branch
Toll Free: 1-800-682-3231 |
Home Equity/Home Improvements. "Cash in on the equity you have built up in your home!"
Lovers Lane Branch
Toll Free: 1-844-239-4400
Park Cities Branch
Toll Free: 1-844-239-4400 |
"A home equity loan is a great way to finance home improvements, education, vacations, major purchases such as a car or boat, or consolidate high interest rate debt."
3800 Maple Avenue Branch |
Home Equity Loan or Line of Credit
1551 South Buckner Banch Phone Number: 1-214-358-5281
Inwood National Bank Phone Number: 1-214-358-5281
Provident Bank - Dallas Branch Phone Number: 1-214-358-5281 |
"Put the equity in your home to work for you."
0ak Cliff Branch
Toll Free: 1-972-578-5000
Lake Highlands Branch
Toll Free: 1-972-578-5000 LegacyTexas Bank
Toll Free: 1-972-578-5000 |
Borrowing against your equity also allows you to access just the amount you need, without refinancing or affecting your current low-interest first mortgage (from https://www.loandepot.com/home-equity-loan)
8951 Cypress Waters Blvd., Suite 100 Phone Number: 562-257-5000
3811 Turtle Creek Blvd., Suite 625 Phone Number: 562-257-5000 |
"A home equity line of credit offers you the flexibility to advance and pay down your loan as needed with the ability to lock in fixed monthly payments for large purchases while maintaining easy access to the remaining line of credit."
Dallas Mckinney Ave Branch Phone Number: 1-918-293-6885 |
"Money if and when you need it. Tap the equity in your home with a Home Equity Line of Credit."
Pepper Square Branch Phone Number: 1-866-351-5646
Sherry Lane Branch Phone Number: 1-866-351-5646 |
Use the equity you've built into your home along with your ProsperityPrivate banking relationship to gain favorable financing for funds to spend as you see fit. We'll help you make even more out of your hard-earned money, from facilitating minor upgrades to major life milestones. (from https://www.prosperitybankusa.com/prosperityprivate-home-equity-loans.aspx)
Abrams Centre Branch
Toll Free: 1-800-531-1401
Camp Wisdom Branch
Toll Free: 1-800-531-1401
Central Express Way Branch
Toll Free: 1-800-531-1401 |
"If you have property in Texas, a home equity loan or home equity line of credit (HELOC) can be an economical way to obtain a low-rate loan."
Dallas Business Solutions Office Phone Number: 1-800-580-3300 |
Regions Home Equity Line of Credit is a flexible, revolving line of credit secured by the equity in your home. Competitive rates and convenient access are just a few of the features the HELOC offers. A Home Equity Line of Credit is a great way to fund home improvements or pay for college tuition and other major financial demands. (from https://www.regions.com/personal_banking/equity_essentialine_info.rf)
Bent Tree Branch
Toll Free: 1-888-IN-A-SNAP
Dallas Uptown Branch
Toll Free: 1-888-IN-A-SNAP
Mockingbird Branch
Toll Free: 1-888-IN-A-SNAP |
"A Home Equity Line of Credit (HELOC) is a variable rate revolving form of credit that uses your home as collateral...."
Dallas Branch
Toll Free: 1-877-770-7422 |
"If you have a good amount of equity built in your home, you can establish a home equity line of credit as an alternative to a term loan."
Tbk Bank, Ssb |
Home Equity Line of Credit. HELOCs let you access funds as you need them, similar to credit cards — but with rates that are typically lower. (from https://www.usbank.com/home-loans/home-equity/)
Dallas Parkway Branch
Toll Free: 800-US-BANKS |
Provides a simple explanation of Home Equity Loan vs Home Equity Line of Credit (HELOC) at https://www.umb.com/personal/borrowing/loans-lines-of-credit-mortgages/home-equity-solutions
Dallas Branch
Toll Free: 1-800-860-4862 |
A HELOC is a loan that is underwritten using your current home's value. For example, if you've owned your home for 10 or so years, then you likely have a significant amount of equity, or money, invested in it. A HELOC essentially serves as a sort-of second mortgage, so the bank would give you a maximum loan amount for you to use based on the equity that you have in your home. (from https://www.washingtonfederal.com/blog/news-and-articles/2017/01/27/what-is-a-home-equity-line-of-credit)
Highland Springs Branch
Toll Free: 1-800-324-9375
Lovers Lane Branch
Toll Free: 1-800-324-9375
Midtown Branch
Toll Free: 1-800-324-9375 |
Get ongoing access to funds with a home equity line of credit by itself or combined with a first mortgage.
Abrams & Royal Branch
Toll Free: 1-888-667-1772
Arapaho & Coit Branch
Toll Free: 1-888-667-1772
Casa Linda Branch
Toll Free: 1-888-667-1772 View More Branches Located in Dallas Wells Fargo Bank in the News
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Woodforest National Bank would like to help finance your needs.
0709 Marsh Wal-Mart Branch
Toll Free: 1-877-562-6962
0732 Wheatland Wal-Mart Branch
Toll Free: 1-877-562-6962 |
Home Equity Credit Line "Because your home equity line of credit is secured by your home, the interest rate is usually lower than with other types of loans."
Love Field Branch
Toll Free: 1-800-974-8800
Monticello Branch
Toll Free: 1-800-974-8800
Northwest Plaza Branch
Toll Free: 1-800-974-8800 |
Home equity loans come in two forms. One time lump sum loan amount or as a home equity line of credit (HELOC) where you can draw cash as you need it.
Home Equity Lines of Credit (HELOCs) are allowed in Texas, but there are specific laws and regulations governing them in the state. Texas has unique rules related to home equity lending that are outlined in the Texas Constitution, which includes provisions in the Texas Finance Code.
Key points to note about HELOCs in Texas:
Restrictions on the Loan-to-Value (LTV) Ratio: In Texas, the total amount of a home equity loan (including the HELOC) cannot exceed 80% of the fair market value of the home. This means that if you have a home valued at $100,000, the total amount of your home equity loan, including any existing mortgage and the HELOC, cannot exceed $80,000.
12-Day Waiting Period: In Texas, there is a mandatory 12-day waiting period after applying for a HELOC before the loan can close. This waiting period is designed to give borrowers time to consider the terms of the loan and ensure that they understand their obligations.
Three-Day Right of Rescission: After closing on a HELOC in Texas, borrowers have a three-day right of rescission during which they can cancel the loan without penalty.
It's important to consult with a qualified attorney or a financial professional in Texas who is knowledgeable about the state's specific regulations and guidelines related to HELOCs to ensure that you fully understand your rights and responsibilities when obtaining a HELOC in Texas. Additionally, lending practices and regulations can change over time, so it's a good idea to verify this information with up-to-date sources if you're considering a HELOC in Texas.
Consider using online comparison tools and calculators to get a clearer picture of the best HELOC lenders in Dallas and to estimate your potential monthly payments based on current home equity loan rates.
Current Home Equity Line Rates - Texas
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