Current Refinance Rates - 30 Years  California Lenders Under 6% 30 Year Fixed Rate

5.875% and LOWER!

Looking for California's Lowest Refinance Rates?  ERATE.com helps you compare current refinance rates in California.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs. We list top offers from numerous lenders for you.  Rates are updated daily. Additionally you can have current refinance rates instantly via our Mortgage Rates iPhone App

(Last Updated: 04/18/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.465% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.945 Points$3,024 Points Fee
$3,024 Total Fees$0 Lender Fees
30 Years Fixed
6.717% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.948 Points$3,034 Points Fee
$3,034 Total Fees$0 Lender Fees
30 Years Fixed
6.729% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.770 Points$2,464 Points Fee
$3,559 Total Fees$1,095 Lender Fees
30 Years Fixed
6.741% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.882 Points$2,822 Points Fee
$3,872 Total Fees$1,050 Lender Fees
30 Years Fixed
6.812% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.634 Points$2,029 Points Fee
$2,029 Total Fees$0 Lender Fees
30 Years Fixed
6.832% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.626 Points$2,003 Points Fee
$2,703 Total Fees$700 Lender Fees
30 Years Fixed
6.892% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.915 Points$2,928 Points Fee
$4,678 Total Fees$1,750 Lender Fees
30 Years Fixed
6.932% APR 6.750% Rate 45 day rate lock $2,076 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
30 Years Fixed
7.202% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.761 Points$2,435 Points Fee
$2,633 Total Fees$198 Lender Fees
30 Years Fixed
7.476% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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