ERATE® provides this page to help consumers locate mortgage lenders covering San Diego. While our goal is to provide an extensive network of lenders and brokers throughout San Diego to make your life easier and get you the best financing we are not responsible for the performance of such lenders. Whenever selecting a mortgage lender be sure to do your own due diligence.
San Diego, in California is a major coastal city located in the southwestern edge of continental United States. The second largest city of California and the eighth largest city of United States, its population was 1,307,402 according to the 2010 census. Downtown San Diego lies on the San Diego Bay and is the central business district of San Diego. It contains the city's tallest, important and the historic buildings of San Diego. The city is divided in eight neighborhoods and communities, northern, northeastern, eastern, western, central, midcity, southeastern and southern.
Current Mortgage Rates in California
Mortgage Companies |
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Academy's mission is to be 1st CHOICE in delivering the dream of sustainable homeownership by inspiring hope and building prosperity in the lives of our Employees, Builders, Realtors, and the communities we serve. ( from academymortgage.com/aboutus/index )
2305 Historic Decatur Rd Suite 100 Phone Number: (800) 660-8664
2650 Camino Del Rio North, Suite 205 Phone Number: (800) 660-8664 Academy Mortgage Corporation in the News
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Accredited Home Lenders will give you the ultimate customer service experience and the expertise of our team will bowl you over. We have almost any kind of mortgage loan in the world.
15030 Avenue of Science # 100 Phone Number: 858-676-2100 |
Since 1996, American Pacific Mortgage has been helping customers reach their goal of homeownership. We are a company built and led by a senior leadership group with decades of experience in mortgage lending, and this expertise offers us a unique perspective unlike any other. (from http://www.apmortgage.com/about/our-history-and-vision)
404 Camino Del Rio South, Suite 520 Phone Number: 916.960.1325
;;; Phone Number: 916.960.1325
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"Why choose us? You can find home loans at many other lenders, but it's much harder to find a company that's willing to invest in you. While we know mortgages inside and out, we're more interested in the people like you who need our loans."
San Diego
Toll Free: 1-800-466-5626 |
Get the right mortgage to finance your new home. Is a new home in your future? Let us help you get there with the right mortgage. (from https://www.bankofamerica.com/mortgage/home-mortgage/) 36th And National Branch
Toll Free: 1-866-466-0979 4 S Ranch Branch
Toll Free: 1-866-466-0979 42nd-El Cajon Branch
Toll Free: 1-866-466-0979 View More Branches Located in San Diego Bank of America in the News
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"Explore Your Home Loans Options. Whether you want to buy a home, refinance your home, get a home equity line of credit or construction financing, we're ready to assist you with making your dreams a reality." (from https://www.bankofthewest.com/personal-banking/loans/home-loans.html)
701 B Street
Toll Free: 1-844-777-2689 |
"Our residential loan officers are dedicated to helping clients find solutions that work." (from https://www.bannerbank.com/personal/loans/home-loans)
Balboa Clairemont Branch
Toll Free: 1-866-722-5110
Carmel Valley Branch
Toll Free: 1-866-722-5110
Point Loma San Diego Branch
Toll Free: 1-866-722-5110 |
"Bay Equity is a family-owned, full-service mortgage lender that prioritizes personal relationships. Your needs, first."
San Diego
Toll Free: 1-800-229-3703
San Diego
Toll Free: 1-800-229-3703 |
When it comes to home loans, there's no such thing as one size fits all. That's why BBVA Compass offers different types of home loans to meet a wide variety of needs. If you're interested in getting a home loan, explore our mortgage options and speak with a mortgage specialist in your area or submit an inquiry form and we'll contact you. (from https://www.bbvacompass.com/mortgage.html)
Carlsbad Branch
Toll Free: 1-888-8-LENDING
Mika Mesa Branch
Toll Free: 1-888-8-LENDING
Oceanside Branch
Toll Free: 1-888-8-LENDING |
"Whether buying the home of your dreams or refinancing your existing mortgage, call on CB&T for the mortgage solution that best fits your personal goals."
Carmel Valley Branch
Toll Free: 1-800-355-0507
City Heights Branch
Toll Free: 1-800-355-0507
Golden Triangle Branch
Toll Free: 1-800-355-0507 |
"Looking for a modest home or something a bit grander? It's home sweeter home with a mortgage rate that stays the same for 30 years. We offer low jumbo loan rates, so they're easy on your budget. Who wouldn't be happy with that?"
Clairemont Phone Number: 1-858-495-2201
East Village Phone Number: 1-877-495-1600
Hillcrest Phone Number: 1-619-542-5229 |
"At Cathay Bank, we offer a wide array of fixed and adjustable-rate mortgage loans with competitive rates and options." San Diego Branch
Toll Free: 1-800-9CATHAY Cathay Bank in the News |
Refinancing your home mortgage might be right for you if you want to lower your monthly payments to find out how to lower your monthly payments, lower the total amount to find out how to lower the total amount you pay for your home you pay for your home or even get cash for a large purchase to find out how to get cash for a large purchase. (from https://www.chase.com/personal/home-lending/mortgage)
Bernardo Center Branch
Toll Free: 1-800-550-2684
Broadway And 7th Branch
Toll Free: 1-800-550-2684
Carmel Mountain Ranch Branch
Toll Free: 1-800-550-2684 View More Branches Located in San Diego
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Refinance Your Home. Refinancing can help you pay off your loan faster, get cash for home improvement, or lower your monthly payment. (from https://online.citi.com/US/JRS/portal/template.do?ID=mortgage_refinancing&JFP_TOKEN=7Q43917J)
Mira Mesa
Toll Free: 1-800-248-4638
Rancho Bernardo
Toll Free: 1-800-248-4638
San Diego City Heights Branch
Toll Free: 1-800-248-4638 View More Branches Located in San Diego
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Whether you're purchasing your first home, buying a vacation property, or refinancing an existing mortgage, City National's Residential Loan Consultants can help you navigate the rewarding path to homeownership. (from https://www.cnb.com/lending/financing-real-estate/individual/mortgage-loans.asp) Downtown San Diego Banking Office Branch
Toll Free: (800) 773-7100 High Bluff Office
Toll Free: (800) 773-7100 Mission Valley Office Branch
Toll Free: (800) 773-7100 |
"We Don't Take Any Loans For Granted."
San Diego
Toll Free: 1-866-508-5515 |
If you're looking to buy a new home or refinance your current residence, our flexible home mortgage lending options provide flexible terms with a quick, easy approval process. Comerica mortgage solutions help you maximize your most important investment - your home. (from https://www.comerica.com/personal-finance/borrowing/home-loans/mortgage-lending.html)
Carmel Mountain Ranch Branch
Toll Free: 855.451.9201
Del Mar Heights Branch
Toll Free: 855.451.9201
Diamondview Tower Banking Center Branch
Toll Free: 855.451.9201 |
"Whether you are a home buying pro, a first-timer, or looking to refinance, we have the right loan for you."
San Diego
Toll Free: 1-800-741-8262 |
"At East West Bank, we are pleased to be able to offer you several Home Loan Programs to choose from. We welcome you to explore the option that is most suitable for you. " (from https://www.eastwestbank.com/Views/Pages/personal/loans/home-mortgage.cshtml) Metro United Bank Branch
Toll Free: (800) 562-6392 |
Our purpose is fulfilling the dreams of home ownership by delivering exceptional service to our customers while providing the Envoy team opportunities to grow and build their future. (from envoymortgage.com/mission-vision-values/)
2650 Camino Del Rio North Phone Number: 1-713-977-8005
16787 Bernardo Center Dr, Suite 7 Phone Number: 1-713-977-8005
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At Fairway Independent Mortgage Corporation, customer service is a way of life. We are dedicated to finding great rates and loan options for our customers while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process – from application to closing and beyond. It’s all designed to exceed expectations, provide satisfaction and earn trust. (https://www.fairwayindependentmc.com/about-us)
2375 Northside Drive, Suite 125 |
"Our experienced mortgage loan professionals are committed to taking you from application to closing with ease and no hassles."
Otay Mesa Branch
Toll Free: 1-800-760-2265 |
First Citizens offers a wide range of mortgage products. San Diego Branch
Toll Free: 1.888.323.4732 Rancho Bernardo Branch
Toll Free: 1.888.323.4732 |
We are the market leader in government-insured lending and ranked among the nation's top mortgage providers. We are a privately held, full-service lender that has been serving customers in the United States for over 25 years, since 1990. We are licensed in all 50 states, the District of Columbia, Puerto Rico and the Virgin Islands. We have mortgage solutions to suit a broad range of needs and preferences, directly and through our relationships with financial institutions and professionals in correspondent lending, wholesale services, commercial real estate lending and small business lending. (from freedommortgage.com/mtg/loan/fhmc/site2/HomepageV2/about-us)
2878 Camino Del Rio South, Suite 412
Toll Free: 877-684-4210
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Global Capital believes in exceeding customer expectations with our superb customer service and this is what has brought us to the top spot in mortgage companies around the country.
450 a St Fl 2 Phone Number: 619-232-8863 |
"We understand that choosing a mortgage is the biggest financial decision of your life, and we're committed to making the process as seamless, friendly and financially valuable to you as possible."
San Diego
Toll Free: 1-866-934-7283
San Diego
Toll Free: 1-866-934-7283
San Diego
Toll Free: 1-866-934-7283 |
With over five decades of experience in providing loans, service, and expertise to homebuyers, Guild Mortgage upholds an enduring presence in the lending community. By strategically meeting the ups and downs of the real estate and financial markets, Guild has remained steadfast in its mission to provide affordable home financing, unsurpassed service, and a dedicated workforce to meet our customers' needs. Guild is now a nationally recognized mortgage banking company with more than 250 branches and satellites serving homebuyers throughout the United States. (from https://www.guildmortgage.com/about-us/history/)
5887 Copley Dr, 4th, 5th Floor Phone Number: 1-800-283-8823
5075 Shoreham Place, Ste 260 Phone Number: 1-800-283-8823
6333 Greenwich Dr, Suite 200, 201 Phone Number: 1-800-283-8823 View More Branches Located in San Diego
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At HomeBridge Financial Services, Inc., our mission has always been to simplify the mortgage lending process. As one of the nation's largest privately held, non-bank lenders, we specialize in facilitating and securing home mortgage financial solutions. (from homebridge.com/about-homebridge/who-we-are/)
8880 Rio San Diego Drive, Suite 315 Phone Number: 732-738-7100 |
"We get the pleasure of helping people with what is likely the largest transaction of their life." (from https://www.homestreet.com/we-do-mortgages-right)
Kearny Mesa Branch
Toll Free: 800-809-1377
Mission Gorge Branch
Toll Free: 800-809-1377
Point Loma Branch
Toll Free: 800-809-1377 |
International Healthcare system is a global leader in mortgage services. Our wide range of custom mortgage loans will suit your needs and our expertise will ensure that you make the best decisions.
480 Camino Del Rio S Phone Number: 619-297-5452 |
We've been helping people achieve their homeownership dream since 1988. What can we help you with?
16787 Bernardo Center Drive, Suite 9
Toll Free: 1-800-241-5263
7670 Opportunity Road, Suite 165
Toll Free: 1-800-241-5263 |
loanDepot, America's lender, matches borrowers through technology and high-touch customer care with the credit they need to fuel their lives. As a fast-growing national consumer lender, the loanDepot platform is disrupting finance by dissolving the lines between mortgage and nonmortgage credit. (from loandepot.com/about)
8880 Rio San Diego Dr., Suite 1045 Phone Number: 360-544-4100
5015 Shoreham Place, Suite 100 Phone Number: 360-544-4100 loanDepot in the News
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"At Mission Fed, we understand how important it is to match our members with the right San Diego Home Loans and Mortgage Loans."
10807 Thornmint Phone Number: 1-858-524-2601
Carmel Mountain Phone Number: 1-858-524-2850
Carmel Valley Phone Number: 1-858-524-2850 |
"Buying a home is a big deal. Making sure it fits your budget and your family is important. That's why we reimagined the entire process, from a no-headaches digital application to explaining what you can afford - before you even look at a house."
3965 Fifth Avenue, Ste 230 Phone Number: 877-314-1499
3965 Fifth Avenue Ste 300 Phone Number: 877-314-1499
2828 University Avenue, Suite 101 Phone Number: 877-314-1499 View More Branches Located in San Diego
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We can help you decide if now is the best time to refinance your home, and when you're ready, we'll find the right loan for your needs. (from https://www.navyfederal.org/products-services/loans/mortgage/mortgage-rates.php) Black Mountain
Toll Free: (888) 842-6328 Clairemont Mesa
Toll Free: (888) 842-6328 Imperial Marketplace
Toll Free: (888) 842-6328 View More Branches Located in San Diego Navy Federal Credit Union in the News |
Family-owned, New American Funding is an independent mortgage lender headquartered in Orange County, California, that is dedicated to helping other families and individuals improve their quality of living through home ownership. Read more at https://www.newamericanfunding.com/about/our-story/#mYm5VihfhfLmMJys.99
1615 Murray Canyon Rd., Ste 1050
Toll Free: 800-890-1057
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2731 Shelter Island Dr, Ste B |
Since 1986, we've helped over 500,000 homeowners buy a new home, fix up a current home or refinance. If you are in the market for a home loan, we can help you make the right decisions and have a rewarding experience along the way.
3838 Camino Del Rio North, Suite 230
Toll Free: 800-317-7463
4747 Executive Drive #520
Toll Free: 800-317-7463
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Private Equity Loan Funding is one of the few mortgage companies with a wide range of loan programs which include: purchase, refinance, debt consolidation, home equity loans, second mortgages, construction loans, and home improvement loans. The best part is that each one of these loans are tailored to suit your needs.
7801 Mission Center Ct # 200 Phone Number: 619-296-7380 |
Your California mortgage refinance experts. Matt Chappell BRE #01779147 Phone Number: (858) 247-0636
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$45 billion funded loans since 2007. Family owned & operated since day one. Retail only: consumers are sole focus. 17th largest retail-only lender in U.S.
12750 High Bluff Drive, Suite 100 Phone Number: 925.295.9300
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"Whether you're looking to buy a new home or refinance your existing home loan, San Diego County Credit Union mortgages are perfect for you! SDCCU offers low rate home loans in San Diego and throughout California. " (from https://www.sdccu.com/mortgage-loans/home-loan-mortgages)
Balboa Genesee
Toll Free: (877) 732-2848
Carmel Mountain
Toll Free: (877) 732-2848
Del Mar
Toll Free: (877) 732-2848 |
from https://www.sierrapacificmortgage.com/loanofficer/steve.lewis/profile About SteveAs a Sierra Pacific Mortgage Branch Manager and Sr. Mortgage Loan Originator, I am dedicated to helping my clients find the perfect loan tailored to their unique financial needs. Steve Lewis
Toll Free: (858) 225-5604 |
"The mortgage process can be confusing and complicated for borrowers. Skyline Home Loans is changing that, one loan at a time." (from https://www.skylinehomeloans.com/)
San Diego
Toll Free: 1-877-995-1700
San Diego
Toll Free: 1-877-995-1700
San Diego
Toll Free: 1-877-995-1700
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We admit there's a lot of jargon in the mortgage industry. We do our best to keep it all understandable but those pesky terms still sneak in. Check our Loan101 to clarify or, better yet, talk to one of our humans - aka loan officers. (from summitfunding.net/home)
5414 Oberlin Drive, Suite 305 Phone Number: 888-850-0021
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Supreme Lending, one of the most respected Mortgage Bankers, was established in 1999 by Scott Everett. Having an extensive business and mortgage background, Mr. Everett has secured the respect of mortgage professionals and is committed to attracting not only the most professional loan officers but also the most cutting edge loan products. (from supremelending.com/AboutUs.aspx)
1615 Murray Canyon Road Suite 1020 Phone Number: (877) 350-5225
12636 High Bluff Drive, Suite 400, Office 35 Phone Number: (877) 350-5225 |
Learn about home buying. Can I afford a house? How do I make an offer? What happens at a mortgage closing? Find answers to common home-buying questions. (from https://www.usbank.com/home-loans/mortgage.html)
36th & El Cajon Branch
Toll Free: 888-291-2334
Balboa Vons Branch
Toll Free: 888-291-2334
Carmel Valley Branch
Toll Free: 888-291-2334 View More Branches Located in San Diego U.S. Bank in the News
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Are you buying a home, refinancing, or looking for home equity financing? If you're ready to learn about mortgage loans and programs, we're here to help (from https://www.wellsfargo.com/mortgage/loan-programs/)
1st & Market Branch
Toll Free: 1-888-818-9147
33rd & El Cajon Branch
Toll Free: 1-888-818-9147
4s Ranch Branch
Toll Free: 1-888-818-9147 View More Branches Located in San Diego Wells Fargo Bank in the News
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We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Jason Whitehead Phone Number: (619) 398-3500
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Whitman Metropolitan, Inc is COMMITTED to providing the best possible service to our clients at the lowest possible cost. We understand the importance of a good value in times when the real estate market isn’t always offering it. Whitman Met strives to provide quotes that are not only appealing to our potential clients because of our fair rates and fees, but also, we strive to provide quotes that are wholly honest. (from http://whitmanmet.com/about)
555 W. Beech Street Suite 457
Toll Free: (888) 848-1433 |
Home Refinance Loan "Why pay for your home longer than you have to?"
Carmel Valley Branch
Toll Free: 1-800-974-8800
City Heights Branch
Toll Free: 1-800-974-8800
Golden Triangle Branch
Toll Free: 1-800-974-8800 |
With a highly attractive climate, beautiful natural resources, and a bustling economy, it's no wonder San Diego is one of the most desirable communities in the nation. The real estate market reflects that, with higher than average listing and sales prices.
Overall, the median sales price for homes in San Diego was $395,000 during the first half of 2013, according to real estate site Trulia. That's an increase of 24.6 percent over a year's time. The average listing price for the week ending May 1 was $672,575, with prices varying widely across neighborhoods. Average price per square foot for the San Diego area was $301, an increase of 16.7 percent over last year.
San Diego real estate may cause some to experience sticker shock, but it's not a surprise when considering the amenities the city provides. The weather must be mentioned first — ranging from an average of 59 degrees in the winter to 70 degrees in the summer, it's a highly temperate and enjoyable climate. It's situated on the southern coast of California, with miles of beaches and a complex series of canyons and mesas creating a naturally hilly landscape.
As a result, San Diego is the eighth largest city in the US, covering 72.7 square miles and hosting around 1.3 million people. When considering the entire San Diego county, including some of the outlying areas around the city, the population increases to over 3 million.
The city has become a unique economic center, with a large military and defense base, along with a burgeoning science, research and biotechnology sector. The median age of the population is 35 and over 40 percent of the workforce has at least a bachelor's degree, making a vibrant young professional scene. Rankings of the city, including MONEY magazine's listing of the city as the fifth best place to live in the US in 2006, have encouraged more and more workers to move to the city.
San Diego's rich history of Latino and Spanish influence, as well as its proximity to Mexico, creates a unique cultural base for the city. Over the last decades of urban renewal and development, the city has also become home to award-winning theaters and music, along with museums and the world-renowned San Diego Zoo. Balboa Park, the largest urban cultural park in the US, is home to many of these attractions. Finally, sports fans can find plenty to do with the Chargers (football), the Padres (baseball), and multiple collegiate athletics.
For more on San Diego, visit these sites:
http://www.sandiegomagazine.com
http://www.sandiego.org/what-to-do/attractions.aspx
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How much home will the median price buy?
High-cost areas benefitting from jumbo loan boom
Mortgage credit slowly loosening, but many restraints still in place
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