Home Refinance Loan Ratesin Washington

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/12/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.163% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$5,706 Total Fees$3,306 Lender Fees
 30 Years Fixed
6.356% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.800 Points$2,560 Points Fee
$3,610 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.399% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.847 Points$2,710 Points Fee
$9,493 Total Fees$6,783 Lender Fees
 30 Years Fixed
6.445% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.488 Points$1,562 Points Fee
$2,572 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.564% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.770 Points$2,464 Points Fee
$2,464 Total Fees$0 Lender Fees
 30 Years Fixed
6.568% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.812 Points$2,598 Points Fee
$2,598 Total Fees$0 Lender Fees
 30 Years Fixed
6.590% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.830 Points$2,656 Points Fee
$3,356 Total Fees$700 Lender Fees
 30 Years Fixed
6.961% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.874 Points$2,797 Points Fee
$2,995 Total Fees$198 Lender Fees
 30 Years Fixed
7.463% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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