Home Refinance Loan Ratesin Washington

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/22/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.601% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.913 Points$2,922 Points Fee
$3,932 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.620% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.750 Points$2,400 Points Fee
$4,000 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.824% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.756 Points$2,419 Points Fee
$2,419 Total Fees$0 Lender Fees
 30 Years Fixed
6.855% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.862 Points$2,758 Points Fee
$3,458 Total Fees$700 Lender Fees
 30 Years Fixed
6.915% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.922 Points$2,950 Points Fee
$9,733 Total Fees$6,783 Lender Fees
 30 Years Fixed
7.047% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
0.750 Points$2,400 Points Fee
$5,600 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.589% APR 7.500% Rate 30 day rate lock $2,238 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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