Home Refinance Loan Ratesin Virginia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 12/22/2024)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.946% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.410 Points$1,312 Points Fee
$2,311 Total Fees$999 Lender Fees
 30 Years Fixed
6.969% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.745 Points$2,384 Points Fee
$3,084 Total Fees$700 Lender Fees
 30 Years Fixed
6.986% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.754 Points$2,413 Points Fee
$3,795 Total Fees$1,382 Lender Fees
 30 Years Fixed
7.225% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
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Buying rural? $0 down USDA Loan Specialists
6.736% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.903 Points$2,890 Points Fee
$3,774 Total Fees$884 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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