Home Refinance Loan Ratesin Virginia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/28/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.442% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.461 Points$1,475 Points Fee
$2,485 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.459% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.550 Points$1,760 Points Fee
$2,810 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.593% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.971 Points$3,107 Points Fee
$3,107 Total Fees$0 Lender Fees
 30 Years Fixed
6.598% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.906 Points$2,899 Points Fee
$3,599 Total Fees$700 Lender Fees
 30 Years Fixed
6.806% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.463% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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