Home Refinance Loan Ratesin Virginia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/02/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.333% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.550 Points$1,760 Points Fee
$2,810 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.346% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.763 Points$2,442 Points Fee
$3,452 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.432% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.604 Points$1,933 Points Fee
$1,933 Total Fees$0 Lender Fees
 30 Years Fixed
6.485% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.940 Points$3,008 Points Fee
$3,708 Total Fees$700 Lender Fees
 30 Years Fixed
6.960% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.855 Points$2,736 Points Fee
$2,934 Total Fees$198 Lender Fees
 30 Years Fixed
7.451% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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