Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/28/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.368% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.925 Points$2,960 Points Fee
$4,010 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.593% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.971 Points$3,107 Points Fee
$3,107 Total Fees$0 Lender Fees
 30 Years Fixed
6.598% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.906 Points$2,899 Points Fee
$3,599 Total Fees$700 Lender Fees
 30 Years Fixed
6.806% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.463% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
"Unlock Your Dream Home with Us!"
Use your VA Loan Benefit to get cash from your home equity
Refi from your sofa. It’s surprisingly simple.
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in