Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 02/22/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.516% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.981 Points$3,139 Points Fee
$4,739 Total Fees$1,600 Lender Fees
 5 Years ARM
6.596% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.999 Points$3,197 Points Fee
$3,392 Total Fees$195 Lender Fees
 5 Years ARM
6.996% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.829 Points$2,653 Points Fee
$3,948 Total Fees$1,295 Lender Fees
 5 Years ARM
7.141% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.879 Points$2,813 Points Fee
$4,766 Total Fees$1,953 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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