Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 02/22/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.266% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$4,800 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.492% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$3,925 Total Fees$1,125 Lender Fees
 30 Years Fixed
6.494% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$3,995 Total Fees$1,195 Lender Fees
 30 Years Fixed
6.604% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.532 Points$1,702 Points Fee
$3,655 Total Fees$1,953 Lender Fees
 30 Years Fixed
6.682% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.590 Points$1,888 Points Fee
$1,888 Total Fees$0 Lender Fees
 30 Years Fixed
6.704% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.597 Points$1,910 Points Fee
$2,610 Total Fees$700 Lender Fees
 30 Years Fixed
6.973% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
7.034% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
0.625 Points$2,000 Points Fee
$5,200 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.081% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.919 Points$2,941 Points Fee
$2,941 Total Fees$0 Lender Fees
 30 Years Fixed
0% down payment USDA Loan options
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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