Home Refinance Loan Ratesin Tennessee

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 01/22/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.480% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.788 Points$2,522 Points Fee
$3,589 Total Fees$1,067 Lender Fees
 30 Years Fixed
6.506% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$4,459 Total Fees$1,259 Lender Fees
 30 Years Fixed
6.596% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.999 Points$3,197 Points Fee
$3,197 Total Fees$0 Lender Fees
 30 Years Fixed
6.617% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.971 Points$3,107 Points Fee
$4,117 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.722% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
6.734% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.800 Points$2,560 Points Fee
$3,610 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.743% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.750 Points$2,400 Points Fee
$4,068 Total Fees$1,668 Lender Fees
 30 Years Fixed
6.750% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.749 Points$2,397 Points Fee
$4,147 Total Fees$1,750 Lender Fees
 30 Years Fixed
6.753% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.891 Points$2,851 Points Fee
$4,246 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.755% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$4,375 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.829% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.837% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.890 Points$2,848 Points Fee
$2,848 Total Fees$0 Lender Fees
 30 Years Fixed
6.866% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.976 Points$3,123 Points Fee
$3,823 Total Fees$700 Lender Fees
 30 Years Fixed
6.958% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.538 Points$1,722 Points Fee
$2,717 Total Fees$995 Lender Fees
 30 Years Fixed
6.964% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.906 Points$2,899 Points Fee
$2,899 Total Fees$0 Lender Fees
 30 Years Fixed
7.224% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.988 Points$3,162 Points Fee
$3,360 Total Fees$198 Lender Fees
 30 Years Fixed
7.313% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.625 Points$2,000 Points Fee
$2,000 Total Fees$0 Lender Fees
 30 Years Fixed
7.334% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.841 Points$2,691 Points Fee
$2,691 Total Fees$0 Lender Fees
 30 Years Fixed
0% down payment USDA Loan options
Use your VA Loan Benefit to get cash from your home equity
Cash Out & Debt Consolidation Experts (We Approve Credit Scores 500+)
Refi from your sofa. It’s surprisingly simple.
6.743% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.974 Points$3,117 Points Fee
$4,001 Total Fees$884 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in