Home Refinance Loan Ratesin Rhode Island

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Rhode Island and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/23/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.847% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.995 Points$3,184 Points Fee
$3,184 Total Fees$0 Lender Fees
 30 Years Fixed
6.855% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.862 Points$2,758 Points Fee
$3,458 Total Fees$700 Lender Fees
 30 Years Fixed
7.047% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
0.750 Points$2,400 Points Fee
$5,600 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.589% APR 7.500% Rate 30 day rate lock $2,238 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
Find answers to your mortgage questions
Use your VA Loan Benefit to get cash from your home equity
"Unlock Your Dream Home with Us!"
Refi from your sofa. It’s surprisingly simple.
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in

Rhode Island Cities Resource

Choose your city below to view local mortgage lenders in your area: