Home Refinance Loan Ratesin Rhode Island

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Rhode Island and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 11/23/2024)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.952% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.477 Points$1,526 Points Fee
$2,525 Total Fees$999 Lender Fees
 30 Years Fixed
6.981% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.857 Points$2,742 Points Fee
$3,442 Total Fees$700 Lender Fees
 30 Years Fixed
7.200% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
Refi from your sofa. It’s surprisingly simple.
Find answers to your mortgage questions
Use your VA Loan Benefit to get cash from your home equity
6.727% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.812 Points$2,598 Points Fee
$3,482 Total Fees$884 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in

Rhode Island Cities Resource

Choose your city below to view local mortgage lenders in your area: