Home Refinance Loan Ratesin Oregon

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/15/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.556% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.438 Points$1,402 Points Fee
$2,412 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.585% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.888 Points$2,842 Points Fee
$2,842 Total Fees$0 Lender Fees
 30 Years Fixed
6.630% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.750 Points$2,400 Points Fee
$4,345 Total Fees$1,945 Lender Fees
 30 Years Fixed
6.733% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.904 Points$2,893 Points Fee
$3,593 Total Fees$700 Lender Fees
 30 Years Fixed
6.821% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.730 Points$2,336 Points Fee
$2,336 Total Fees$0 Lender Fees
 30 Years Fixed
6.942% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
7.008% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.808 Points$2,586 Points Fee
$4,336 Total Fees$1,750 Lender Fees
 30 Years Fixed
7.034% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
0.625 Points$2,000 Points Fee
$5,200 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.188% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.635 Points$2,032 Points Fee
$2,032 Total Fees$0 Lender Fees
 30 Years Fixed
7.217% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.919 Points$2,941 Points Fee
$3,139 Total Fees$198 Lender Fees
 30 Years Fixed
7.576% APR 7.500% Rate 30 day rate lock $2,238 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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