Home Refinance Loan Ratesin North Carolina

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in North Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 02/05/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.604% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.936 Points$2,995 Points Fee
$4,005 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.739% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.964 Points$3,085 Points Fee
$3,785 Total Fees$700 Lender Fees
 30 Years Fixed
6.922% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.474 Points$1,517 Points Fee
$1,517 Total Fees$0 Lender Fees
 30 Years Fixed
7.213% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.883 Points$2,826 Points Fee
$2,826 Total Fees$0 Lender Fees
 30 Years Fixed
7.576% APR 7.500% Rate 30 day rate lock $2,238 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
Refi from your sofa. It’s surprisingly simple.
Find answers to your mortgage questions
Cash Out & Debt Consolidation Experts (We Approve Credit Scores 500+)
Use your VA Loan Benefit to get cash from your home equity
"Unlock Your Dream Home with Us!"
0% down payment USDA Loan options
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in