Home Refinance Loan Ratesin North Carolina

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in North Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 12/27/2024)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.700% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.770 Points$2,464 Points Fee
$2,464 Total Fees$0 Lender Fees
 30 Years Fixed
6.722% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
6.823% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.425 Points$1,360 Points Fee
$2,410 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.975% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.653 Points$2,090 Points Fee
$3,265 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.985% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.807 Points$2,582 Points Fee
$3,581 Total Fees$999 Lender Fees
 30 Years Fixed
7.074% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.627 Points$2,006 Points Fee
$2,706 Total Fees$700 Lender Fees
 30 Years Fixed
7.338% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
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6.955% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
0.569 Points$1,821 Points Fee
$2,705 Total Fees$884 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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