Home Refinance Loan Ratesin North Carolina

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in North Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/15/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.580% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.693 Points$2,218 Points Fee
$3,228 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.620% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.925 Points$2,960 Points Fee
$4,010 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.834% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.868 Points$2,778 Points Fee
$2,778 Total Fees$0 Lender Fees
 30 Years Fixed
6.838% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.900 Points$2,880 Points Fee
$2,880 Total Fees$0 Lender Fees
 30 Years Fixed
6.851% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.816 Points$2,611 Points Fee
$3,311 Total Fees$700 Lender Fees
 30 Years Fixed
6.856% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.749 Points$2,397 Points Fee
$3,492 Total Fees$1,095 Lender Fees
 30 Years Fixed
7.050% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.611 Points$1,955 Points Fee
$1,955 Total Fees$0 Lender Fees
 30 Years Fixed
7.589% APR 7.500% Rate 30 day rate lock $2,238 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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