Home Refinance Loan Ratesin New Mexico

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in New Mexico and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 01/28/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.744% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.799 Points$2,557 Points Fee
$3,952 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.746% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.710 Points$2,272 Points Fee
$4,022 Total Fees$1,750 Lender Fees
 30 Years Fixed
6.855% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.765 Points$2,448 Points Fee
$3,443 Total Fees$995 Lender Fees
 30 Years Fixed
6.860% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.915 Points$2,928 Points Fee
$3,628 Total Fees$700 Lender Fees
 30 Years Fixed
7.212% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
Cash Out & Debt Consolidation Experts (We Approve Credit Scores 500+)
0% down payment USDA Loan options
Use your VA Loan Benefit to get cash from your home equity
6.731% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.854 Points$2,733 Points Fee
$3,617 Total Fees$884 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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