Home Refinance Loan Ratesin New Jersey

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in New Jersey and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/01/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.729% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.896 Points$2,867 Points Fee
$3,877 Total Fees$1,010 Lender Fees
 5 Years ARM
6.380% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.881 Points$2,819 Points Fee
$4,419 Total Fees$1,600 Lender Fees
 5 Years ARM
6.818% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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