Home Refinance Loan Ratesin New Jersey

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in New Jersey and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/13/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.728% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.817 Points$2,614 Points Fee
$3,624 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.980% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.855 Points$2,736 Points Fee
$3,436 Total Fees$700 Lender Fees
 30 Years Fixed
7.184% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.587 Points$1,878 Points Fee
$1,878 Total Fees$0 Lender Fees
 30 Years Fixed
7.689% APR 7.625% Rate 30 day rate lock $2,265 Payment per month
0.625 Points$2,000 Points Fee
$2,000 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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