Home Refinance Loan Ratesin Minnesota

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Minnesota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/02/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.866% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.852 Points$2,726 Points Fee
$3,954 Total Fees$1,228 Lender Fees
 5 Years ARM
6.992% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.863 Points$2,762 Points Fee
$8,037 Total Fees$5,275 Lender Fees
 5 Years ARM
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6.709% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.867 Points$2,774 Points Fee
$2,774 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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