Home Refinance Loan Ratesin Kentucky

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Kentucky and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/02/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.432% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.604 Points$1,933 Points Fee
$1,933 Total Fees$0 Lender Fees
30 Years Fixed
6.485% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.940 Points$3,008 Points Fee
$3,708 Total Fees$700 Lender Fees
30 Years Fixed
6.810% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.615 Points$1,968 Points Fee
$1,968 Total Fees$0 Lender Fees
30 Years Fixed
7.451% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
30 Years Fixed
"Unlock Your Dream Home with Us!"
As low as 0% down payment in Kentucky
Refi from your sofa. It’s surprisingly simple.
Use your VA Loan Benefit to get cash from your home equity
Find answers to your mortgage questions
Cash Out & Debt Consolidation Experts (We Approve Credit Scores 500+)
0% down payment USDA Loan options
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in