Home Refinance Loan Ratesin Kentucky

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Kentucky and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/31/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.090% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.769 Points$2,461 Points Fee
$3,528 Total Fees$1,067 Lender Fees
30 Years Fixed
6.446% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.740 Points$2,368 Points Fee
$2,368 Total Fees$0 Lender Fees
30 Years Fixed
6.680% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
30 Years Fixed
6.692% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
30 Years Fixed
6.869% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.875 Points$2,800 Points Fee
$4,010 Total Fees$1,210 Lender Fees
30 Years Fixed
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As low as 0% down payment in Kentucky
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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