Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 01/22/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.596% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.999 Points$3,197 Points Fee
$3,197 Total Fees$0 Lender Fees
 30 Years Fixed
6.617% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.971 Points$3,107 Points Fee
$4,117 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.722% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
6.743% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.750 Points$2,400 Points Fee
$4,068 Total Fees$1,668 Lender Fees
 30 Years Fixed
6.753% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.891 Points$2,851 Points Fee
$4,246 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.823% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
6.829% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.832% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.840 Points$2,688 Points Fee
$2,688 Total Fees$0 Lender Fees
 30 Years Fixed
6.866% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.976 Points$3,123 Points Fee
$3,823 Total Fees$700 Lender Fees
 30 Years Fixed
6.958% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.538 Points$1,722 Points Fee
$2,717 Total Fees$995 Lender Fees
 30 Years Fixed
6.964% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.906 Points$2,899 Points Fee
$2,899 Total Fees$0 Lender Fees
 30 Years Fixed
7.334% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.841 Points$2,691 Points Fee
$2,691 Total Fees$0 Lender Fees
 30 Years Fixed
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0% down payment USDA Loan options
6.743% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.974 Points$3,117 Points Fee
$4,001 Total Fees$884 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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