Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 01/30/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.232% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.897 Points$2,870 Points Fee
$3,880 Total Fees$1,010 Lender Fees
 5 Years ARM
7.144% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.997 Points$3,190 Points Fee
$4,858 Total Fees$1,668 Lender Fees
 5 Years ARM
0% down payment USDA Loan options
Refi from your sofa. It’s surprisingly simple.
Use your VA Loan Benefit to get cash from your home equity
As low as 0% down options & down payment assistance
6.736% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.904 Points$2,893 Points Fee
$3,777 Total Fees$884 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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