Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 03/28/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.437% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.406 Points$1,299 Points Fee
$2,309 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.457% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.861 Points$2,755 Points Fee
$2,755 Total Fees$0 Lender Fees
 30 Years Fixed
6.806% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.325% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
Refi from your sofa. It’s surprisingly simple.
As low as 0% down options & down payment assistance
Find answers to your mortgage questions
0% down payment USDA Loan options
Use your VA Loan Benefit to get cash from your home equity
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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