Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 02/22/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.468% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.732 Points$2,342 Points Fee
$3,352 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.682% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.590 Points$1,888 Points Fee
$1,888 Total Fees$0 Lender Fees
 30 Years Fixed
6.704% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.597 Points$1,910 Points Fee
$2,610 Total Fees$700 Lender Fees
 30 Years Fixed
6.973% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
7.034% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
0.625 Points$2,000 Points Fee
$5,200 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.081% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.919 Points$2,941 Points Fee
$2,941 Total Fees$0 Lender Fees
 30 Years Fixed
As low as 0% down options & down payment assistance
Use your VA Loan Benefit to get cash from your home equity
0% down payment USDA Loan options
Refi from your sofa. It’s surprisingly simple.
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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