Home Refinance Loan Ratesin Georgia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/16/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.360% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.848 Points$2,714 Points Fee
$3,781 Total Fees$1,067 Lender Fees
 30 Years Fixed
6.482% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$3,600 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.561% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.492 Points$1,574 Points Fee
$2,584 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.572% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
6.721% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.992 Points$3,174 Points Fee
$3,174 Total Fees$0 Lender Fees
 30 Years Fixed
6.722% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.692 Points$2,214 Points Fee
$3,309 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.731% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.881 Points$2,819 Points Fee
$3,519 Total Fees$700 Lender Fees
 30 Years Fixed
6.752% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.976 Points$3,123 Points Fee
$4,218 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.818% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.695 Points$2,224 Points Fee
$2,224 Total Fees$0 Lender Fees
 30 Years Fixed
6.841% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.852% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.747 Points$2,390 Points Fee
$3,454 Total Fees$1,064 Lender Fees
 30 Years Fixed
6.932% APR 6.750% Rate 45 day rate lock $2,076 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.083% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.840 Points$2,688 Points Fee
$2,688 Total Fees$0 Lender Fees
 30 Years Fixed
7.208% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.829 Points$2,653 Points Fee
$2,851 Total Fees$198 Lender Fees
 30 Years Fixed
7.576% APR 7.500% Rate 30 day rate lock $2,238 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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