Current Refinance Rates - 30 Year Fixed Florida Lenders

Looking for Current Refinance Rates for your Florida home?  ERATE.com helps you compare today's home refinance mortgage rates in Florida.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 01/22/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.480% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.788 Points$2,522 Points Fee
$3,589 Total Fees$1,067 Lender Fees
 30 Years Fixed
6.489% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$3,884 Total Fees$1,884 Lender Fees
 30 Years Fixed
6.494% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$4,059 Total Fees$1,259 Lender Fees
 30 Years Fixed
6.518% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$4,800 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.596% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.999 Points$3,197 Points Fee
$3,197 Total Fees$0 Lender Fees
 30 Years Fixed
6.615% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.951 Points$3,043 Points Fee
$4,053 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.617% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.750 Points$2,400 Points Fee
$3,895 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.620% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.750 Points$2,400 Points Fee
$4,000 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.641% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$4,868 Total Fees$1,668 Lender Fees
 30 Years Fixed
6.710% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
6.722% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.675 Points$2,160 Points Fee
$3,210 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.743% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.875 Points$2,800 Points Fee
$3,975 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.746% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.822 Points$2,630 Points Fee
$3,993 Total Fees$1,363 Lender Fees
 30 Years Fixed
6.750% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.749 Points$2,397 Points Fee
$4,147 Total Fees$1,750 Lender Fees
 30 Years Fixed
6.753% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.891 Points$2,851 Points Fee
$4,246 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.758% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.773 Points$2,474 Points Fee
$4,419 Total Fees$1,945 Lender Fees
 30 Years Fixed
6.770% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.999 Points$3,197 Points Fee
$4,797 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.829% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.832% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.840 Points$2,688 Points Fee
$2,688 Total Fees$0 Lender Fees
 30 Years Fixed
6.866% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.976 Points$3,123 Points Fee
$3,823 Total Fees$700 Lender Fees
 30 Years Fixed
6.873% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.901 Points$2,883 Points Fee
$4,058 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.958% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.538 Points$1,722 Points Fee
$2,717 Total Fees$995 Lender Fees
 30 Years Fixed
6.964% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.906 Points$2,899 Points Fee
$2,899 Total Fees$0 Lender Fees
 30 Years Fixed
6.983% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.724 Points$2,317 Points Fee
$3,699 Total Fees$1,382 Lender Fees
 30 Years Fixed
7.313% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.625 Points$2,000 Points Fee
$2,000 Total Fees$0 Lender Fees
 30 Years Fixed
7.334% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.841 Points$2,691 Points Fee
$2,691 Total Fees$0 Lender Fees
 30 Years Fixed
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6.743% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.974 Points$3,117 Points Fee
$4,001 Total Fees$884 Lender Fees
 30 Years Fixed
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Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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Are you looking for great Refinance Rates for you Florida home?

If you're looking for the best refinance rates in Florida we can help.

Our site compares current refinance rates from a wide variety of popular lenders offering refinancing. You can filter by credit score, loan type, duration of loan to ensure that you can find the best refinance rates in Florida. Additionally you can sort your mortgage lenders results by Annual Percentage Rate (A.P.R.), mortgage rate, monthly mortgage payment, points, lender fees, and type of mortgage program—30 years fixed rate, 15 years fixed rate, 5/1 adjustable rate mortgage.

We provide original, unbiased, user-friendly tools and information for consumers to rely on when making important personal financial decisions relating to mortgages. Find your best refinance loan today!

When Is the Best Time to Refinance to get a lower rate?

Refinance rates fluctuate, so the best time to refinance is when they reach their very lowest. Of course, it's impossible to know in advance when rates are going to rise.

The good news is that at the moment refinance rates are still really low, so if you've got a mortgage that you've had for a while, you should definitely consider refinancing. It's possible that your current rate is higher than you could get currently.  You can easily view our refinance rates by using our iPhone Mortgage Rates App.