Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/30/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.726% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.803 Points$2,570 Points Fee
$3,565 Total Fees$995 Lender Fees
 5 Years ARM
5.733% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.849 Points$2,717 Points Fee
$3,812 Total Fees$1,095 Lender Fees
 5 Years ARM
6.077% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.935 Points$2,992 Points Fee
$2,992 Total Fees$0 Lender Fees
 5 Years ARM
6.553% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 5 Years ARM
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5.708% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.908 Points$2,906 Points Fee
$2,906 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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