Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/25/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.463% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.854 Points$2,733 Points Fee
$7,232 Total Fees$4,499 Lender Fees
 5 Years ARM
6.738% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.893 Points$2,858 Points Fee
$8,085 Total Fees$5,227 Lender Fees
 5 Years ARM
6.923% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.905 Points$2,896 Points Fee
$5,691 Total Fees$2,795 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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