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Home Refinance Loan Ratesin Colorado
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 08/25/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
6.122% APR | 5.990% Rate 15 day rate lock | $1,917 Payment per month |
0.795 Points$2,544 Points Fee
|
$4,539 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.200% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.750 Points$2,400 Points Fee
|
$6,899 Total Fees$4,499 Lender Fees
|
30 Years Fixed | |
|
6.300% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,995 Total Fees$2,795 Lender Fees
|
30 Years Fixed | |
|
6.317% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,714 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.348% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.650 Points$2,080 Points Fee
|
$3,305 Total Fees$1,225 Lender Fees
|
30 Years Fixed | |
|
6.504% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.920 Points$2,944 Points Fee
|
$4,339 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.516% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.700 Points$2,240 Points Fee
|
$9,040 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.561% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.743 Points$2,378 Points Fee
|
$2,378 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.566% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.610% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.676 Points$2,163 Points Fee
|
$3,657 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
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| A smarter way to get cash from your home | ||||||
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| Refinance to lower your rate | ||||||
PENNYMAC |
6.342% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.972 Points$3,110 Points Fee
|
$3,110 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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