Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 01/21/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.722% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.562 Points$1,798 Points Fee
$3,398 Total Fees$1,600 Lender Fees
 30 Years Fixed
5.729% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.954 Points$3,053 Points Fee
$3,648 Total Fees$595 Lender Fees
 30 Years Fixed
5.747% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
1.000 Points$3,200 Points Fee
$4,295 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.920% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.485 Points$1,552 Points Fee
$1,552 Total Fees$0 Lender Fees
 30 Years Fixed
5.956% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
5.958% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.898 Points$2,874 Points Fee
$2,874 Total Fees$0 Lender Fees
 30 Years Fixed
5.960% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.578 Points$1,850 Points Fee
$2,945 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.972% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.738 Points$2,362 Points Fee
$3,357 Total Fees$995 Lender Fees
 30 Years Fixed
5.972% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.613 Points$1,962 Points Fee
$3,357 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.000% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.951 Points$3,043 Points Fee
$4,338 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.010% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.943 Points$3,018 Points Fee
$4,800 Total Fees$1,782 Lender Fees
 30 Years Fixed
6.010% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.869 Points$2,781 Points Fee
$4,771 Total Fees$1,990 Lender Fees
 30 Years Fixed
6.059% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.068% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.728 Points$2,330 Points Fee
$2,330 Total Fees$0 Lender Fees
 30 Years Fixed
6.091% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.671 Points$2,147 Points Fee
$3,142 Total Fees$995 Lender Fees
 30 Years Fixed
6.190% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.197% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.767 Points$2,454 Points Fee
$2,454 Total Fees$0 Lender Fees
 30 Years Fixed
6.460% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.671 Points$2,147 Points Fee
$2,847 Total Fees$700 Lender Fees
 30 Years Fixed
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5.941% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.719 Points$2,301 Points Fee
$2,301 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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