Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/15/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.590% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
5.635% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
1.000 Points$3,200 Points Fee
$4,800 Total Fees$1,600 Lender Fees
 30 Years Fixed
5.682% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.626 Points$2,003 Points Fee
$2,003 Total Fees$0 Lender Fees
 30 Years Fixed
5.853% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.625 Points$2,000 Points Fee
$3,600 Total Fees$1,600 Lender Fees
 30 Years Fixed
5.865% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.925 Points$2,960 Points Fee
$4,010 Total Fees$1,050 Lender Fees
 30 Years Fixed
5.950% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.500 Points$1,600 Points Fee
$2,595 Total Fees$995 Lender Fees
 30 Years Fixed
5.952% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.500 Points$1,600 Points Fee
$2,782 Total Fees$1,182 Lender Fees
 30 Years Fixed
5.954% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.860 Points$2,752 Points Fee
$2,752 Total Fees$0 Lender Fees
 30 Years Fixed
5.956% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.600 Points$1,920 Points Fee
$2,820 Total Fees$900 Lender Fees
 30 Years Fixed
5.983% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.826 Points$2,643 Points Fee
$3,738 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.061% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.767 Points$2,454 Points Fee
$2,454 Total Fees$0 Lender Fees
 30 Years Fixed
6.088% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.832 Points$2,662 Points Fee
$3,362 Total Fees$700 Lender Fees
 30 Years Fixed
6.095% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.542 Points$1,734 Points Fee
$3,622 Total Fees$1,888 Lender Fees
 30 Years Fixed
6.174% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.175% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.531 Points$1,699 Points Fee
$1,699 Total Fees$0 Lender Fees
 30 Years Fixed
6.216% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.965 Points$3,088 Points Fee
$3,088 Total Fees$0 Lender Fees
 30 Years Fixed
6.705% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.822 Points$2,630 Points Fee
$2,828 Total Fees$198 Lender Fees
 30 Years Fixed
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5.928% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.576 Points$1,843 Points Fee
$1,843 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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