Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 01/07/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.655% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.875 Points$2,800 Points Fee
$5,589 Total Fees$2,789 Lender Fees
 30 Years Fixed
5.669% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.875 Points$2,800 Points Fee
$6,096 Total Fees$3,296 Lender Fees
 30 Years Fixed
5.674% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.875 Points$2,800 Points Fee
$6,270 Total Fees$3,470 Lender Fees
 30 Years Fixed
5.747% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
1.000 Points$3,200 Points Fee
$4,295 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.749% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.989 Points$3,165 Points Fee
$4,453 Total Fees$1,288 Lender Fees
 30 Years Fixed
5.761% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
1.000 Points$3,200 Points Fee
$4,800 Total Fees$1,600 Lender Fees
 30 Years Fixed
5.833% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.575 Points$1,840 Points Fee
$3,022 Total Fees$1,182 Lender Fees
 30 Years Fixed
5.861% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.772 Points$2,470 Points Fee
$3,865 Total Fees$1,395 Lender Fees
 30 Years Fixed
5.956% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
5.960% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.919 Points$2,941 Points Fee
$2,941 Total Fees$0 Lender Fees
 30 Years Fixed
5.965% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.974 Points$3,117 Points Fee
$3,117 Total Fees$0 Lender Fees
 30 Years Fixed
5.966% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.641 Points$2,051 Points Fee
$3,146 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.969% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.783 Points$2,506 Points Fee
$3,256 Total Fees$750 Lender Fees
 30 Years Fixed
5.972% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.743 Points$2,378 Points Fee
$3,373 Total Fees$995 Lender Fees
 30 Years Fixed
5.981% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.743 Points$2,378 Points Fee
$3,673 Total Fees$1,295 Lender Fees
 30 Years Fixed
5.989% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.642 Points$2,054 Points Fee
$4,044 Total Fees$1,990 Lender Fees
 30 Years Fixed
5.993% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.964 Points$3,085 Points Fee
$4,080 Total Fees$995 Lender Fees
 30 Years Fixed
6.003% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.796 Points$2,547 Points Fee
$4,435 Total Fees$1,888 Lender Fees
 30 Years Fixed
6.053% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.673 Points$2,154 Points Fee
$2,154 Total Fees$0 Lender Fees
 30 Years Fixed
6.071% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.757 Points$2,422 Points Fee
$2,422 Total Fees$0 Lender Fees
 30 Years Fixed
6.078% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.947 Points$3,030 Points Fee
$3,030 Total Fees$0 Lender Fees
 30 Years Fixed
6.151% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$5,200 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.178% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.214% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.949 Points$3,037 Points Fee
$3,037 Total Fees$0 Lender Fees
 30 Years Fixed
6.224% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.836 Points$2,675 Points Fee
$3,375 Total Fees$700 Lender Fees
 30 Years Fixed
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5.921% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.492 Points$1,574 Points Fee
$1,574 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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