Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 02/04/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.767% APR 5.625% Rate 15 day rate lock $1,843 Payment per month
0.935 Points$2,992 Points Fee
$4,987 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.839% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.625 Points$2,000 Points Fee
$3,095 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.861% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.780 Points$2,496 Points Fee
$3,891 Total Fees$1,395 Lender Fees
 30 Years Fixed
5.904% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.625 Points$2,000 Points Fee
$5,514 Total Fees$3,515 Lender Fees
 30 Years Fixed
5.962% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.940 Points$3,008 Points Fee
$3,008 Total Fees$0 Lender Fees
 30 Years Fixed
5.964% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.960 Points$3,072 Points Fee
$3,072 Total Fees$0 Lender Fees
 30 Years Fixed
5.982% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.818 Points$2,618 Points Fee
$3,713 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.991% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.848 Points$2,714 Points Fee
$4,009 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.013% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.201% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.214% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.950 Points$3,040 Points Fee
$3,040 Total Fees$0 Lender Fees
 30 Years Fixed
6.274% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.965 Points$3,088 Points Fee
$5,088 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.433% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.610 Points$1,952 Points Fee
$1,952 Total Fees$0 Lender Fees
 30 Years Fixed
6.447% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.760 Points$2,432 Points Fee
$2,432 Total Fees$0 Lender Fees
 30 Years Fixed
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5.948% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.785 Points$2,512 Points Fee
$2,512 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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