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Home Refinance Loan Ratesin Colorado
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 01/17/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.554% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,496 Total Fees$3,296 Lender Fees
|
30 Years Fixed | |
|
5.559% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,670 Total Fees$3,470 Lender Fees
|
30 Years Fixed | |
|
5.579% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.875 Points$2,800 Points Fee
|
$2,800 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.610% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.875 Points$2,800 Points Fee
|
$3,895 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
5.854% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.788 Points$2,522 Points Fee
|
$3,617 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
5.933% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.628 Points$2,010 Points Fee
|
$2,010 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.970% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.512 Points$1,638 Points Fee
|
$3,420 Total Fees$1,782 Lender Fees
|
30 Years Fixed | |
|
5.980% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.735 Points$2,352 Points Fee
|
$3,647 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
5.988% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.911 Points$2,915 Points Fee
|
$3,910 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
5.991% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.668 Points$2,138 Points Fee
|
$4,128 Total Fees$1,990 Lender Fees
|
30 Years Fixed | |
|
6.036% APR | 5.875% Rate 45 day rate lock | $1,893 Payment per month |
0.750 Points$2,400 Points Fee
|
$5,600 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.054% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.098% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.943 Points$3,018 Points Fee
|
$3,718 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
7.060% APR | 6.990% Rate 30 day rate lock | $2,127 Payment per month |
0.711 Points$2,275 Points Fee
|
$2,275 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.923% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.518 Points$1,658 Points Fee
|
$1,658 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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