Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 05/27/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.993% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$4,099 Total Fees$2,099 Lender Fees
 30 Years Fixed
6.078% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$7,273 Total Fees$4,073 Lender Fees
 30 Years Fixed
6.136% APR 5.990% Rate 15 day rate lock $1,917 Payment per month
0.949 Points$3,037 Points Fee
$5,032 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.168% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$5,914 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.212% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.744 Points$2,381 Points Fee
$2,976 Total Fees$595 Lender Fees
 30 Years Fixed
6.216% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.640 Points$2,048 Points Fee
$3,236 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.331% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.854 Points$2,733 Points Fee
$2,733 Total Fees$0 Lender Fees
 30 Years Fixed
6.337% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.610 Points$1,952 Points Fee
$2,952 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.368% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.471 Points$1,507 Points Fee
$8,307 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.379% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.927 Points$2,966 Points Fee
$4,361 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.417% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.446 Points$1,427 Points Fee
$1,427 Total Fees$0 Lender Fees
 30 Years Fixed
6.440% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.751% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.842 Points$2,694 Points Fee
$4,189 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.323% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.770 Points$2,464 Points Fee
$2,464 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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