Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 01/14/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.599% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.750 Points$2,400 Points Fee
$3,495 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.601% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.739 Points$2,365 Points Fee
$3,653 Total Fees$1,288 Lender Fees
 30 Years Fixed
5.613% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.750 Points$2,400 Points Fee
$4,000 Total Fees$1,600 Lender Fees
 30 Years Fixed
5.854% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.798 Points$2,554 Points Fee
$3,649 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.871% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.887 Points$2,838 Points Fee
$4,233 Total Fees$1,395 Lender Fees
 30 Years Fixed
5.893% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.969 Points$3,101 Points Fee
$5,091 Total Fees$1,990 Lender Fees
 30 Years Fixed
5.919% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.475 Points$1,520 Points Fee
$1,520 Total Fees$0 Lender Fees
 30 Years Fixed
5.933% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$2,000 Total Fees$0 Lender Fees
 30 Years Fixed
5.956% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.874 Points$2,797 Points Fee
$2,797 Total Fees$0 Lender Fees
 30 Years Fixed
5.958% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.585 Points$1,872 Points Fee
$2,867 Total Fees$995 Lender Fees
 30 Years Fixed
5.966% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.574 Points$1,837 Points Fee
$3,132 Total Fees$1,295 Lender Fees
 30 Years Fixed
5.974% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.766 Points$2,451 Points Fee
$3,446 Total Fees$995 Lender Fees
 30 Years Fixed
5.995% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.707 Points$2,262 Points Fee
$4,150 Total Fees$1,888 Lender Fees
 30 Years Fixed
6.048% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.054% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.082% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.993 Points$3,178 Points Fee
$3,178 Total Fees$0 Lender Fees
 30 Years Fixed
6.100% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.960 Points$3,072 Points Fee
$3,772 Total Fees$700 Lender Fees
 30 Years Fixed
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5.825% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.819 Points$2,621 Points Fee
$2,621 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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