Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 01/02/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.794% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.862 Points$2,758 Points Fee
$6,054 Total Fees$3,296 Lender Fees
 30 Years Fixed
5.839% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.625 Points$2,000 Points Fee
$3,095 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.841% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.614 Points$1,965 Points Fee
$3,253 Total Fees$1,288 Lender Fees
 30 Years Fixed
5.856% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.825 Points$2,640 Points Fee
$3,822 Total Fees$1,182 Lender Fees
 30 Years Fixed
5.865% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.925 Points$2,960 Points Fee
$4,010 Total Fees$1,050 Lender Fees
 30 Years Fixed
5.943% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.735 Points$2,352 Points Fee
$2,352 Total Fees$0 Lender Fees
 30 Years Fixed
5.970% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.690 Points$2,208 Points Fee
$3,303 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.994% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.884 Points$2,829 Points Fee
$4,124 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.047% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.609 Points$1,949 Points Fee
$1,949 Total Fees$0 Lender Fees
 30 Years Fixed
6.094% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.695 Points$2,224 Points Fee
$3,219 Total Fees$995 Lender Fees
 30 Years Fixed
6.151% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$5,200 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.190% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.216% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.966 Points$3,091 Points Fee
$3,091 Total Fees$0 Lender Fees
 30 Years Fixed
6.225% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.848 Points$2,714 Points Fee
$3,414 Total Fees$700 Lender Fees
 30 Years Fixed
6.962% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.886 Points$2,835 Points Fee
$2,835 Total Fees$0 Lender Fees
 30 Years Fixed
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5.938% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.683 Points$2,186 Points Fee
$2,186 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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