Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 01/31/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.705% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
5.736% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.875 Points$2,800 Points Fee
$3,895 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.745% APR 5.625% Rate 15 day rate lock $1,843 Payment per month
0.697 Points$2,230 Points Fee
$4,225 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.800% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.875 Points$2,800 Points Fee
$6,314 Total Fees$3,515 Lender Fees
 30 Years Fixed
5.942% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.729 Points$2,333 Points Fee
$2,333 Total Fees$0 Lender Fees
 30 Years Fixed
5.944% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.745 Points$2,384 Points Fee
$2,384 Total Fees$0 Lender Fees
 30 Years Fixed
5.964% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.621 Points$1,987 Points Fee
$3,082 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.986% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.800 Points$2,560 Points Fee
$3,855 Total Fees$1,295 Lender Fees
 30 Years Fixed
5.997% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.809 Points$2,589 Points Fee
$4,371 Total Fees$1,782 Lender Fees
 30 Years Fixed
6.061% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.767 Points$2,454 Points Fee
$2,454 Total Fees$0 Lender Fees
 30 Years Fixed
6.080% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.549 Points$1,757 Points Fee
$2,752 Total Fees$995 Lender Fees
 30 Years Fixed
6.178% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.266% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.879 Points$2,813 Points Fee
$4,813 Total Fees$2,000 Lender Fees
 30 Years Fixed
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5.834% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.912 Points$2,918 Points Fee
$2,918 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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