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Home Refinance Loan Ratesin Colorado
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 03/28/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.105% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,600 Total Fees$1,600 Lender Fees
|
30 Years Fixed | |
|
6.138% APR | 5.990% Rate 15 day rate lock | $1,917 Payment per month |
0.971 Points$3,107 Points Fee
|
$5,102 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.186% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,496 Total Fees$3,296 Lender Fees
|
30 Years Fixed | |
|
6.317% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,714 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.330% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.500 Points$1,600 Points Fee
|
$2,695 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.401% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.826 Points$2,643 Points Fee
|
$9,443 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.410% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.370 Points$1,184 Points Fee
|
$1,184 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.498% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.886 Points$2,835 Points Fee
|
$4,130 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.590% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.851% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.568 Points$1,818 Points Fee
|
$3,313 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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| Low rates, quick quote & approval | ||||||
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| Discover multiple refinance options | ||||||
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| Refinance to lower your rate | ||||||
PENNYMAC |
6.321% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.754 Points$2,413 Points Fee
|
$2,413 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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