Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/16/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.680% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
1.000 Points$3,200 Points Fee
$6,506 Total Fees$3,306 Lender Fees
 30 Years Fixed
5.712% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.770 Points$2,464 Points Fee
$3,059 Total Fees$595 Lender Fees
 30 Years Fixed
5.759% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.970 Points$3,104 Points Fee
$4,704 Total Fees$1,600 Lender Fees
 30 Years Fixed
5.841% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.614 Points$1,965 Points Fee
$3,253 Total Fees$1,288 Lender Fees
 30 Years Fixed
5.865% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.925 Points$2,960 Points Fee
$4,010 Total Fees$1,050 Lender Fees
 30 Years Fixed
5.943% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.735 Points$2,352 Points Fee
$2,352 Total Fees$0 Lender Fees
 30 Years Fixed
5.962% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$2,995 Total Fees$995 Lender Fees
 30 Years Fixed
5.967% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.998 Points$3,194 Points Fee
$3,194 Total Fees$0 Lender Fees
 30 Years Fixed
5.982% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.751 Points$2,403 Points Fee
$3,698 Total Fees$1,295 Lender Fees
 30 Years Fixed
5.987% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.868 Points$2,778 Points Fee
$3,873 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.991% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.817 Points$2,614 Points Fee
$4,009 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.058% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.732 Points$2,342 Points Fee
$2,342 Total Fees$0 Lender Fees
 30 Years Fixed
6.063% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.781 Points$2,499 Points Fee
$2,499 Total Fees$0 Lender Fees
 30 Years Fixed
6.066% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.081% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.573 Points$1,834 Points Fee
$3,129 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.111% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.737 Points$2,358 Points Fee
$4,233 Total Fees$1,875 Lender Fees
 30 Years Fixed
6.116% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.766 Points$2,451 Points Fee
$4,339 Total Fees$1,888 Lender Fees
 30 Years Fixed
6.174% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.230% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.902 Points$2,886 Points Fee
$3,586 Total Fees$700 Lender Fees
 30 Years Fixed
6.325% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.470 Points$1,504 Points Fee
$2,770 Total Fees$1,266 Lender Fees
 30 Years Fixed
6.824% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.758 Points$2,426 Points Fee
$2,426 Total Fees$0 Lender Fees
 30 Years Fixed
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5.835% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.927 Points$2,966 Points Fee
$2,966 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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