Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 01/28/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.612% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.739 Points$2,365 Points Fee
$3,965 Total Fees$1,600 Lender Fees
 30 Years Fixed
5.736% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.875 Points$2,800 Points Fee
$3,895 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.737% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.864 Points$2,765 Points Fee
$4,053 Total Fees$1,288 Lender Fees
 30 Years Fixed
5.800% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.875 Points$2,800 Points Fee
$6,314 Total Fees$3,515 Lender Fees
 30 Years Fixed
5.865% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.823 Points$2,634 Points Fee
$4,029 Total Fees$1,395 Lender Fees
 30 Years Fixed
5.934% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.633 Points$2,026 Points Fee
$2,026 Total Fees$0 Lender Fees
 30 Years Fixed
5.941% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.711 Points$2,275 Points Fee
$2,275 Total Fees$0 Lender Fees
 30 Years Fixed
5.954% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.513 Points$1,642 Points Fee
$2,737 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.957% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.578 Points$1,850 Points Fee
$2,845 Total Fees$995 Lender Fees
 30 Years Fixed
5.976% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.694 Points$2,221 Points Fee
$3,516 Total Fees$1,295 Lender Fees
 30 Years Fixed
5.979% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.541 Points$1,731 Points Fee
$3,721 Total Fees$1,990 Lender Fees
 30 Years Fixed
5.986% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.894 Points$2,861 Points Fee
$3,856 Total Fees$995 Lender Fees
 30 Years Fixed
5.986% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.689 Points$2,205 Points Fee
$3,987 Total Fees$1,782 Lender Fees
 30 Years Fixed
6.002% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.064% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.686 Points$2,195 Points Fee
$2,195 Total Fees$0 Lender Fees
 30 Years Fixed
6.077% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.261% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.828 Points$2,650 Points Fee
$4,650 Total Fees$2,000 Lender Fees
 30 Years Fixed
Homeowners best kept secret for cash
Use your VA Loan Benefit to get cash from your home equity
Refi from your sofa. It’s surprisingly simple.
Discover multiple refinance options
5.831% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.879 Points$2,813 Points Fee
$2,813 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in