Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 02/25/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.495% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.837 Points$2,678 Points Fee
$4,278 Total Fees$1,600 Lender Fees
 30 Years Fixed
5.501% APR 5.375% Rate 15 day rate lock $1,792 Payment per month
0.781 Points$2,499 Points Fee
$4,494 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.576% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.500 Points$1,600 Points Fee
$2,695 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.628% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.714 Points$2,285 Points Fee
$9,085 Total Fees$6,800 Lender Fees
 30 Years Fixed
5.640% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.500 Points$1,600 Points Fee
$5,114 Total Fees$3,515 Lender Fees
 30 Years Fixed
5.715% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.991 Points$3,171 Points Fee
$3,171 Total Fees$0 Lender Fees
 30 Years Fixed
5.724% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.685 Points$2,192 Points Fee
$3,487 Total Fees$1,295 Lender Fees
 30 Years Fixed
5.733% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.849 Points$2,717 Points Fee
$3,812 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.734% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.766 Points$2,451 Points Fee
$3,846 Total Fees$1,395 Lender Fees
 30 Years Fixed
5.887% APR 5.750% Rate 45 day rate lock $1,868 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.927% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.260% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.976 Points$3,123 Points Fee
$4,618 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.331% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.860 Points$2,752 Points Fee
$2,752 Total Fees$0 Lender Fees
 30 Years Fixed
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5.701% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.840 Points$2,688 Points Fee
$2,688 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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