Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 12/08/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.808% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.626 Points$2,003 Points Fee
$2,003 Total Fees$0 Lender Fees
 30 Years Fixed
5.866% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.679 Points$2,173 Points Fee
$4,060 Total Fees$1,887 Lender Fees
 30 Years Fixed
5.879% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.912 Points$2,918 Points Fee
$4,518 Total Fees$1,600 Lender Fees
 30 Years Fixed
5.904% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.625 Points$2,000 Points Fee
$5,470 Total Fees$3,470 Lender Fees
 30 Years Fixed
5.954% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.860 Points$2,752 Points Fee
$2,752 Total Fees$0 Lender Fees
 30 Years Fixed
5.979% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.800 Points$2,560 Points Fee
$3,610 Total Fees$1,050 Lender Fees
 30 Years Fixed
5.988% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.886 Points$2,835 Points Fee
$3,930 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.993% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.872 Points$2,790 Points Fee
$4,085 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.048% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.624 Points$1,997 Points Fee
$1,997 Total Fees$0 Lender Fees
 30 Years Fixed
6.053% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.677 Points$2,166 Points Fee
$2,166 Total Fees$0 Lender Fees
 30 Years Fixed
6.077% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.080% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.963 Points$3,082 Points Fee
$3,082 Total Fees$0 Lender Fees
 30 Years Fixed
6.084% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.679 Points$2,173 Points Fee
$2,923 Total Fees$750 Lender Fees
 30 Years Fixed
6.086% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.924 Points$2,957 Points Fee
$2,957 Total Fees$0 Lender Fees
 30 Years Fixed
6.092% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.550 Points$1,760 Points Fee
$3,155 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.093% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
6.111% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.882 Points$2,822 Points Fee
$3,817 Total Fees$995 Lender Fees
 30 Years Fixed
6.186% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.453% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.604 Points$1,933 Points Fee
$2,633 Total Fees$700 Lender Fees
 30 Years Fixed
6.458% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.877 Points$2,806 Points Fee
$2,806 Total Fees$0 Lender Fees
 30 Years Fixed
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5.946% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.766 Points$2,451 Points Fee
$2,451 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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