Current Refinance Rates - 30 Years  California Lenders Under 6% 30 Year Fixed Rate

5.875% and LOWER!

Looking for California's Lowest Refinance Rates?  ERATE.com helps you compare current refinance rates in California.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs. We list top offers from numerous lenders for you.  Rates are updated daily. Additionally you can have current refinance rates instantly via our Mortgage Rates iPhone App

(Last Updated: 03/31/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.362% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.869 Points$2,781 Points Fee
$3,876 Total Fees$1,095 Lender Fees
5 Years ARM
6.715% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.929 Points$2,973 Points Fee
$2,973 Total Fees$0 Lender Fees
5 Years ARM
6.818% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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