Home Refinance Loan Ratesin Alabama

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 01/30/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.187% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.000 Points$0 Points Fee
$2,316 Total Fees$2,316 Lender Fees
 5 Years ARM
6.231% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.877 Points$2,806 Points Fee
$3,816 Total Fees$1,010 Lender Fees
 5 Years ARM
6.998% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.947 Points$3,030 Points Fee
$4,094 Total Fees$1,064 Lender Fees
 5 Years ARM
7.144% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.997 Points$3,190 Points Fee
$4,858 Total Fees$1,668 Lender Fees
 5 Years ARM
0% down payment USDA Loan options
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6.736% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.904 Points$2,893 Points Fee
$3,777 Total Fees$884 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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