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Home Refinance Loan Ratesin Alabama
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 04/14/2025)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.602% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.923 Points$2,954 Points Fee
|
$3,964 Total Fees$1,010 Lender Fees
|
30 Years Fixed | |
|
6.952% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.483 Points$1,546 Points Fee
|
$2,610 Total Fees$1,064 Lender Fees
|
30 Years Fixed | |
|
6.953% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.797 Points$2,550 Points Fee
|
$2,550 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.965% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.923 Points$2,954 Points Fee
|
$2,954 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.980% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.855 Points$2,736 Points Fee
|
$3,436 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
7.025% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.988 Points$3,162 Points Fee
|
$4,912 Total Fees$1,750 Lender Fees
|
30 Years Fixed | |
|
7.058% APR | 6.990% Rate 30 day rate lock | $2,127 Payment per month |
0.685 Points$2,192 Points Fee
|
$2,192 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.071% APR | 6.875% Rate 45 day rate lock | $2,103 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,400 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
7.184% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
0.587 Points$1,878 Points Fee
|
$1,878 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.589% APR | 7.500% Rate 30 day rate lock | $2,238 Payment per month |
0.875 Points$2,800 Points Fee
|
$2,800 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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