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Home Refinance Loan Ratesin Alabama
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 04/15/2025)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.492% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.985 Points$3,152 Points Fee
|
$4,162 Total Fees$1,010 Lender Fees
|
30 Years Fixed | |
|
6.715% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.935 Points$2,992 Points Fee
|
$2,992 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.733% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.904 Points$2,893 Points Fee
|
$3,593 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.817% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.689 Points$2,205 Points Fee
|
$2,205 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.863% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.856 Points$2,739 Points Fee
|
$3,803 Total Fees$1,064 Lender Fees
|
30 Years Fixed | |
|
6.969% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.963 Points$3,082 Points Fee
|
$3,082 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.992% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.644 Points$2,061 Points Fee
|
$3,811 Total Fees$1,750 Lender Fees
|
30 Years Fixed | |
|
7.034% APR | 6.875% Rate 45 day rate lock | $2,103 Payment per month |
0.625 Points$2,000 Points Fee
|
$5,200 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
7.077% APR | 7.000% Rate 30 day rate lock | $2,129 Payment per month |
0.773 Points$2,474 Points Fee
|
$2,474 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.576% APR | 7.500% Rate 30 day rate lock | $2,238 Payment per month |
0.750 Points$2,400 Points Fee
|
$2,400 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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