Current Refinance Rates - 30 Years  California Lenders Under 6% 30 Year Fixed Rate

5.875% and LOWER!

Looking for California's Lowest Refinance Rates?  ERATE.com helps you compare current refinance rates in California.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs. We list top offers from numerous lenders for you.  Rates are updated daily. Additionally you can have current refinance rates instantly via our Mortgage Rates iPhone App

(Last Updated: 04/28/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.312% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
30 Years Fixed
6.380% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$4,400 Total Fees$1,600 Lender Fees
30 Years Fixed
6.496% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$4,211 Total Fees$1,411 Lender Fees
30 Years Fixed
6.497% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$4,214 Total Fees$2,214 Lender Fees
30 Years Fixed
6.516% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$4,745 Total Fees$1,945 Lender Fees
30 Years Fixed
6.582% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.858 Points$2,746 Points Fee
$2,746 Total Fees$0 Lender Fees
30 Years Fixed
6.703% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.807 Points$2,582 Points Fee
$2,582 Total Fees$0 Lender Fees
30 Years Fixed
6.710% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.664 Points$2,125 Points Fee
$2,825 Total Fees$700 Lender Fees
30 Years Fixed
6.806% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
30 Years Fixed
6.817% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
30 Years Fixed
6.884% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.834 Points$2,669 Points Fee
$4,419 Total Fees$1,750 Lender Fees
30 Years Fixed
7.197% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.710 Points$2,272 Points Fee
$2,470 Total Fees$198 Lender Fees
30 Years Fixed
7.463% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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