Home Refinance Loan Ratesin West Virginia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in West Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 05/05/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.217% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.546 Points$1,747 Points Fee
$3,142 Total Fees$1,395 Lender Fees
30 Years Fixed
6.272% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.812 Points$2,598 Points Fee
$9,398 Total Fees$6,800 Lender Fees
30 Years Fixed
6.331% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.552 Points$1,766 Points Fee
$3,002 Total Fees$1,236 Lender Fees
30 Years Fixed
6.385% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.963 Points$3,082 Points Fee
$4,576 Total Fees$1,494 Lender Fees
30 Years Fixed
6.403% APR 6.250% Rate 45 day rate lock $1,971 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
30 Years Fixed
6.429% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
30 Years Fixed
6.456% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.851 Points$2,723 Points Fee
$2,723 Total Fees$0 Lender Fees
30 Years Fixed
6.714% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.918 Points$2,938 Points Fee
$2,938 Total Fees$0 Lender Fees
30 Years Fixed
6.735% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.670 Points$2,144 Points Fee
$3,639 Total Fees$1,495 Lender Fees
30 Years Fixed
Refinance to lower your rate
Discover multiple refinance options
Low rates, quick quote & approval
6.288% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.404 Points$1,293 Points Fee
$1,293 Total Fees$0 Lender Fees
30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in