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Home Refinance Loan Ratesin West Virginia
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in West Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 10/15/2025)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
5.998% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.928 Points$2,970 Points Fee
|
$4,265 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.003% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.945 Points$3,024 Points Fee
|
$4,419 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.059% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.745 Points$2,384 Points Fee
|
$2,384 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.066% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.115% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.754 Points$2,413 Points Fee
|
$4,300 Total Fees$1,887 Lender Fees
|
30 Years Fixed | |
|
6.174% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
0.875 Points$2,800 Points Fee
|
$6,000 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.941% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.718 Points$2,298 Points Fee
|
$2,298 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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