Home Refinance Loan Ratesin Washington

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 01/21/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.553% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$6,106 Total Fees$3,306 Lender Fees
 30 Years Fixed
6.632% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.875 Points$2,800 Points Fee
$4,400 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.746% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.822 Points$2,630 Points Fee
$4,025 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.748% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.732 Points$2,342 Points Fee
$4,092 Total Fees$1,750 Lender Fees
 30 Years Fixed
6.753% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$4,294 Total Fees$1,094 Lender Fees
 30 Years Fixed
6.760% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.977 Points$3,126 Points Fee
$4,489 Total Fees$1,363 Lender Fees
 30 Years Fixed
6.949% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
6.950% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.543 Points$1,738 Points Fee
$2,438 Total Fees$700 Lender Fees
 30 Years Fixed
7.225% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.999 Points$3,197 Points Fee
$3,395 Total Fees$198 Lender Fees
 30 Years Fixed
7.313% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.625 Points$2,000 Points Fee
$2,000 Total Fees$0 Lender Fees
 30 Years Fixed
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6.744% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.981 Points$3,139 Points Fee
$4,023 Total Fees$884 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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