Home Refinance Loan Ratesin Virginia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/28/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.186% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.434% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$2,000 Total Fees$0 Lender Fees
 30 Years Fixed
6.437% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.406 Points$1,299 Points Fee
$2,309 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.538% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.499 Points$1,597 Points Fee
$1,597 Total Fees$0 Lender Fees
 30 Years Fixed
6.806% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.072% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.819 Points$2,621 Points Fee
$2,819 Total Fees$198 Lender Fees
 30 Years Fixed
7.325% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
8.195% APR 8.125% Rate 30 day rate lock $2,376 Payment per month
0.665 Points$2,128 Points Fee
$2,128 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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