Home Refinance Loan Ratesin Virginia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 01/21/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.690% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.678 Points$2,170 Points Fee
$2,170 Total Fees$0 Lender Fees
 30 Years Fixed
6.743% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.750 Points$2,400 Points Fee
$4,068 Total Fees$1,668 Lender Fees
 30 Years Fixed
6.746% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.822 Points$2,630 Points Fee
$4,025 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.950% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.543 Points$1,738 Points Fee
$2,438 Total Fees$700 Lender Fees
 30 Years Fixed
6.968% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.633 Points$2,026 Points Fee
$3,021 Total Fees$995 Lender Fees
 30 Years Fixed
6.987% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.772 Points$2,470 Points Fee
$3,645 Total Fees$1,175 Lender Fees
 30 Years Fixed
7.000% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.896 Points$2,867 Points Fee
$4,249 Total Fees$1,382 Lender Fees
 30 Years Fixed
7.225% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.999 Points$3,197 Points Fee
$3,395 Total Fees$198 Lender Fees
 30 Years Fixed
7.313% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.625 Points$2,000 Points Fee
$2,000 Total Fees$0 Lender Fees
 30 Years Fixed
0% down payment USDA Loan options
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6.744% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.981 Points$3,139 Points Fee
$4,023 Total Fees$884 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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