Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/18/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.391% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
1.000 Points$3,200 Points Fee
$4,800 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.421% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.500 Points$1,600 Points Fee
$5,795 Total Fees$4,195 Lender Fees
 30 Years Fixed
6.448% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.765 Points$2,448 Points Fee
$2,448 Total Fees$0 Lender Fees
 30 Years Fixed
6.482% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.800 Points$2,560 Points Fee
$3,610 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.717% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.948 Points$3,034 Points Fee
$3,034 Total Fees$0 Lender Fees
 30 Years Fixed
6.812% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.634 Points$2,029 Points Fee
$2,029 Total Fees$0 Lender Fees
 30 Years Fixed
6.832% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.626 Points$2,003 Points Fee
$2,703 Total Fees$700 Lender Fees
 30 Years Fixed
6.843% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.612 Points$1,958 Points Fee
$3,053 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.932% APR 6.750% Rate 45 day rate lock $2,076 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.476% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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