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Home Refinance Loan Ratesin South Dakota
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in South Dakota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 02/05/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.739% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.964 Points$3,085 Points Fee
|
$3,785 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
7.185% APR | 7.000% Rate 45 day rate lock | $2,129 Payment per month |
0.875 Points$2,800 Points Fee
|
$6,000 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
7.576% APR | 7.500% Rate 30 day rate lock | $2,238 Payment per month |
0.750 Points$2,400 Points Fee
|
$2,400 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| As low as 0% down options & down payment assistance | ||||||
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| Use your VA Loan Benefit to get cash from your home equity | ||||||
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| 0% down payment USDA Loan options | ||||||
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
South Dakota Cities Resource
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