Home Refinance Loan Ratesin Pennsylvania

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 02/21/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.343% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.615 Points$1,968 Points Fee
$3,227 Total Fees$1,259 Lender Fees
 30 Years Fixed
6.380% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$4,400 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.436% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.637 Points$2,038 Points Fee
$2,038 Total Fees$0 Lender Fees
 30 Years Fixed
6.459% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.632 Points$2,022 Points Fee
$3,032 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.493% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.691 Points$2,211 Points Fee
$3,961 Total Fees$1,750 Lender Fees
 30 Years Fixed
6.580% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.945 Points$3,024 Points Fee
$3,024 Total Fees$0 Lender Fees
 30 Years Fixed
6.591% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.946 Points$3,027 Points Fee
$3,027 Total Fees$0 Lender Fees
 30 Years Fixed
6.640% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.906 Points$2,899 Points Fee
$4,852 Total Fees$1,953 Lender Fees
 30 Years Fixed
6.699% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.767 Points$2,454 Points Fee
$2,454 Total Fees$0 Lender Fees
 30 Years Fixed
6.704% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.597 Points$1,910 Points Fee
$2,610 Total Fees$700 Lender Fees
 30 Years Fixed
6.709% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.872 Points$2,790 Points Fee
$2,790 Total Fees$0 Lender Fees
 30 Years Fixed
6.723% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.703 Points$2,250 Points Fee
$3,245 Total Fees$995 Lender Fees
 30 Years Fixed
6.841% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.973% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
7.034% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
0.625 Points$2,000 Points Fee
$5,200 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.075% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.857 Points$2,742 Points Fee
$2,940 Total Fees$198 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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