Home Refinance Loan Ratesin New Jersey

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in New Jersey and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 12/26/2024)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.799% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.503 Points$1,610 Points Fee
$1,610 Total Fees$0 Lender Fees
 30 Years Fixed
7.078% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.673 Points$2,154 Points Fee
$2,854 Total Fees$700 Lender Fees
 30 Years Fixed
7.338% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
Use your VA Loan Benefit to get cash from your home equity
6.966% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
0.675 Points$2,160 Points Fee
$3,044 Total Fees$884 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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