Home Refinance Loan Ratesin New Jersey

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in New Jersey and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/03/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.239% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.963 Points$3,082 Points Fee
$4,092 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.242% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.925 Points$2,960 Points Fee
$4,010 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.444% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.724 Points$2,317 Points Fee
$2,317 Total Fees$0 Lender Fees
 30 Years Fixed
6.480% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.886 Points$2,835 Points Fee
$3,535 Total Fees$700 Lender Fees
 30 Years Fixed
6.943% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.681 Points$2,179 Points Fee
$2,377 Total Fees$198 Lender Fees
 30 Years Fixed
6.959% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.858 Points$2,746 Points Fee
$2,746 Total Fees$0 Lender Fees
 30 Years Fixed
7.350% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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