Home Refinance Loan Ratesin New Jersey

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in New Jersey and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/02/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.338% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.687 Points$2,198 Points Fee
$3,208 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.356% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.800 Points$2,560 Points Fee
$3,610 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.573% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.644 Points$2,061 Points Fee
$2,761 Total Fees$700 Lender Fees
 30 Years Fixed
6.819% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.713 Points$2,282 Points Fee
$2,282 Total Fees$0 Lender Fees
 30 Years Fixed
6.958% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.839 Points$2,685 Points Fee
$2,883 Total Fees$198 Lender Fees
 30 Years Fixed
7.350% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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