Home Refinance Loan Ratesin Georgia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/03/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.020% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$5,084 Total Fees$1,884 Lender Fees
 30 Years Fixed
6.139% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$4,800 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.241% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.993 Points$3,178 Points Fee
$4,188 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.345% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.675 Points$2,160 Points Fee
$3,210 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.483% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.921 Points$2,947 Points Fee
$3,647 Total Fees$700 Lender Fees
 30 Years Fixed
6.494% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.936 Points$2,995 Points Fee
$3,990 Total Fees$995 Lender Fees
 30 Years Fixed
6.540% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.521 Points$1,667 Points Fee
$1,667 Total Fees$0 Lender Fees
 30 Years Fixed
6.668% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.750 Points$2,400 Points Fee
$5,600 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.719% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.978 Points$3,130 Points Fee
$3,130 Total Fees$0 Lender Fees
 30 Years Fixed
6.946% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.720 Points$2,304 Points Fee
$2,502 Total Fees$198 Lender Fees
 30 Years Fixed
6.962% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.890 Points$2,848 Points Fee
$2,848 Total Fees$0 Lender Fees
 30 Years Fixed
7.463% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
0% down payment USDA Loan options
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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