Home Refinance Loan Ratesin Georgia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/03/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.057% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.478 Points$1,530 Points Fee
$2,540 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.199% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.793 Points$2,538 Points Fee
$2,538 Total Fees$0 Lender Fees
 30 Years Fixed
6.219% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
6.475% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.834 Points$2,669 Points Fee
$3,369 Total Fees$700 Lender Fees
 30 Years Fixed
6.566% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.589% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.932 Points$2,982 Points Fee
$2,982 Total Fees$0 Lender Fees
 30 Years Fixed
6.656% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.625 Points$2,000 Points Fee
$5,200 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.819% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.713 Points$2,282 Points Fee
$2,282 Total Fees$0 Lender Fees
 30 Years Fixed
6.961% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.873 Points$2,794 Points Fee
$2,992 Total Fees$198 Lender Fees
 30 Years Fixed
7.350% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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