Sort By:
Home Refinance Loan Ratesin Arizona
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 03/13/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
|||||
|
5.840% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.980 Points$3,136 Points Fee
|
$3,136 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.967% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,305 Total Fees$105 Lender Fees
|
30 Years Fixed | |
|
6.041% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.750 Points$2,400 Points Fee
|
$5,914 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.082% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.990 Points$3,168 Points Fee
|
$3,168 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.114% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.894 Points$2,861 Points Fee
|
$4,256 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.115% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.750 Points$2,400 Points Fee
|
$3,970 Total Fees$1,570 Lender Fees
|
30 Years Fixed | |
|
6.117% APR | 5.999% Rate 30 day rate lock | $1,919 Payment per month |
0.959 Points$3,069 Points Fee
|
$4,164 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.119% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.982 Points$3,142 Points Fee
|
$4,437 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.210% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.904 Points$2,893 Points Fee
|
$2,893 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.313% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.352 Points$1,126 Points Fee
|
$2,121 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.321% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.751 Points$2,403 Points Fee
|
$2,403 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.327% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.468% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.977 Points$3,126 Points Fee
|
$3,126 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.616% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.849 Points$2,717 Points Fee
|
$4,212 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| America's #1 Retail Lender (Scottsman Guide) | ||||||
ADVERTISEMENT
| Refinance to lower your rate | ||||||
ADVERTISEMENT
| Refi from your sofa. It’s surprisingly simple. | ||||||
ADVERTISEMENT
| Discover multiple refinance options | ||||||
ADVERTISEMENT
| Low rates, quick quote & approval | ||||||
ADVERTISEMENT
| Your home's value could help you save. | ||||||
PENNYMAC |
6.089% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.958 Points$3,066 Points Fee
|
$3,066 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Arizona Cities Resource
Choose your city below to view local mortgage lenders in your area: