Home Refinance Loan Ratesin Arizona

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/09/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.452% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.982 Points$3,142 Points Fee
$6,841 Total Fees$3,699 Lender Fees
 30 Years Fixed
6.558% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$6,314 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.583% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$7,281 Total Fees$5,281 Lender Fees
 30 Years Fixed
6.584% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.875 Points$2,800 Points Fee
$2,905 Total Fees$105 Lender Fees
 30 Years Fixed
6.597% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.625 Points$2,000 Points Fee
$3,359 Total Fees$1,359 Lender Fees
 30 Years Fixed
6.605% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.955 Points$3,056 Points Fee
$3,851 Total Fees$795 Lender Fees
 30 Years Fixed
6.644% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.625 Points$2,000 Points Fee
$4,795 Total Fees$2,795 Lender Fees
 30 Years Fixed
6.688% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.366 Points$1,171 Points Fee
$2,221 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.731% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.790 Points$2,528 Points Fee
$3,764 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.743% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.816 Points$2,611 Points Fee
$3,906 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.751% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.866 Points$2,771 Points Fee
$4,166 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.766% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.988 Points$3,162 Points Fee
$4,790 Total Fees$1,628 Lender Fees
 30 Years Fixed
6.767% APR 6.625% Rate 35 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$4,695 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.773% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.731 Points$2,339 Points Fee
$9,139 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.833% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.854 Points$2,733 Points Fee
$2,733 Total Fees$0 Lender Fees
 30 Years Fixed
6.843% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.492 Points$1,574 Points Fee
$3,068 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.961% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
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As low as 0% down options & down payment assistance
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A smarter way to get cash from your home
Refinance to lower your rate
6.698% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.766 Points$2,451 Points Fee
$2,451 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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