Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 01/22/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.606% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.967 Points$3,094 Points Fee
$4,104 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.690% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.678 Points$2,170 Points Fee
$2,170 Total Fees$0 Lender Fees
 30 Years Fixed
6.743% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.750 Points$2,400 Points Fee
$4,068 Total Fees$1,668 Lender Fees
 30 Years Fixed
6.950% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.543 Points$1,738 Points Fee
$2,438 Total Fees$700 Lender Fees
 30 Years Fixed
6.957% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.832 Points$2,662 Points Fee
$2,662 Total Fees$0 Lender Fees
 30 Years Fixed
7.313% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.625 Points$2,000 Points Fee
$2,000 Total Fees$0 Lender Fees
 30 Years Fixed
7.333% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.828 Points$2,650 Points Fee
$2,650 Total Fees$0 Lender Fees
 30 Years Fixed
As low as 0% down options & down payment assistance
0% down payment USDA Loan options
Use your VA Loan Benefit to get cash from your home equity
Refi from your sofa. It’s surprisingly simple.
6.744% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.981 Points$3,139 Points Fee
$4,023 Total Fees$884 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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