New Mexico Cities > Las Cruces
Las Cruces Home Equity Listing

Home Equity Loans & Lines of Credit Lenders in Las Cruces

ERATE® provides this page to help consumers locate home equity lenders covering Las Cruces. Our goal is to provide an extensive network of home equity lenders throughout the Las Cruces area. We are not responsible for the performance of these lenders. Whenever selecting financing be sure to do your own due diligence.

Home Equity Companies

A home equity line of credit (HELOC) lets you borrow against available equity with your home as collateral. (from bankofamerica.com)

Amador Branch
250 West Amador Avenue
Las Cruces, NM 88005

Toll Free: 1-866-290-4674

Telshor Branch
691 S Telshor Boulevard
Las Cruces, NM 88011

Toll Free: 1-866-290-4674

"A Home Equity Line of Credit (HELOC) is a line of credit where the borrower uses the equity in their home as collateral. Borrowers can access their funds by writing checks, making transfers at the branch, by phone, or through online banking. " (from https://www.bankofthewest.com/personal-banking/loans/home-equity.html)

201 North Church Street
Las Cruces, NM 88001

Toll Free: 1-844-777-2689

795 South Telshore
Las Cruces, NM 88011

Toll Free: 1-844-777-2689

Utilize your homes equity to finance home improvements, major purchases, or unexpected expenses. With a Home Equity Line of Credit (HELOC), you can easily access available credit when you need it. Enjoy low monthly payments and competitive HELOC rates when you apply online. (from https://www.bbvacompass.com/loans.html)

Idaho Branch
225 East Idaho Avenue
Las Cruces, NM 88005

Toll Free: 1-888-8-LENDING

Lohman Branch
3800 East Lohman Avenue
Las Cruces, NM 88011

Toll Free: 1-888-8-LENDING

"Need help consolidating debt, making home improvements, paying for an education or just preparing for the unexpected? If you own a home, leveraging your equity may be the best solution."

East Lohman Branch
2145 East Lohman Avenue
Las Cruces, NM 88004

Toll Free: 1-800-289-6140

Mesilla Branch
1553 Avenida De Mesilla, Suite 225
Las Cruces, NM 88005

Toll Free: 1-800-289-6140

Did you know that the equity you've built in your home can help you remodel your house, consolidate your debt, finance large purchases and much more? (from https://www.1stnb.com/loans)

Rinconada Banking Center - Rc 923 Branch
3331 Rinconada Blvd
Las Cruces, NM 88011

Toll Free: 1-800-677-9801

"You can use a portion of the equity in your home for improvements, debt consolidation, major purchases, vacations or whatever need you have."

Las Cruces Branch
2804 North Telshore
Las Cruces, NM 88001

Phone Number: 1-800-555-6895

Not necessarily a Home Equity Loan lender. However per their website they offer "The FHA 203k renovation loan is designed for borrowers who are interested in financing home improvement, and it can be used for both purchase and refinance." Read more at https://www.newamericanfunding.com/loan-types/home-improvement/#EpMrLl2uyQKtY42V.99

Las Cruces
3050 Roadrunner Pkwy, ste 3
Las Cruces, NM 88001

Toll Free: 800-890-1057

Home Equity Line of Credit. HELOCs let you access funds as you need them, similar to credit cards — but with rates that are typically lower. (from https://www.usbank.com/home-loans/home-equity/)

Las Cruces Amador Avenue Branch
277 E. Amador Avenue
Las Cruces, NM 88001

Toll Free: 800-US-BANKS

Las Cruces Foothills Road Branch
3790 East Lohman Avenue
Las Cruces, NM 88011

Toll Free: 800-US-BANKS

Las Cruces University Avenue Branch
901 E. University Avenue, Suite Q
Las Cruces, NM 88001

Toll Free: 800-US-BANKS

A HELOC is a loan that is underwritten using your current home's value. For example, if you've owned your home for 10 or so years, then you likely have a significant amount of equity, or money, invested in it. A HELOC essentially serves as a sort-of second mortgage, so the bank would give you a maximum loan amount for you to use based on the equity that you have in your home. (from https://www.washingtonfederal.com/blog/news-and-articles/2017/01/27/what-is-a-home-equity-line-of-credit)

Amador Branch
301 W. Amador
Las Cruces, NM 88001

Toll Free: 1-800-324-9375

Telshor Branch
1800 South Telshor Blvd.
Las Cruces, NM 88011

Toll Free: 1-800-324-9375

Get ongoing access to funds with a home equity line of credit by itself or combined with a first mortgage.

Las Cruces El Paseo & Univ Branch
2505 El Paseo Rd
Las Cruces, NM 88001

Toll Free: 1-888-667-1772

North Main Branch
2400 North Main Street
Las Cruces, NM 88001

Toll Free: 1-888-667-1772

South Main Branch
500 South Main Street
Las Cruces, NM 88001

Toll Free: 1-888-667-1772

View More Branches Located in Las Cruces

Home equity loans come in two forms. One time lump sum loan amount or as a home equity line of credit (HELOC) where you can draw cash as you need it.

Current Home Equity Line Rates in NM

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