ERATE® provides this page to help consumers locate mortgage lenders covering Newark. While our goal is to provide an extensive network of lenders and brokers throughout Newark to make your life easier and get you the best financing we are not responsible for the performance of such lenders. Whenever selecting a mortgage lender be sure to do your own due diligence.
Mortgage Companies |
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"If the current value of your home has increased it may make sense to refinance at a better rate."
EWR Phone Number: (973) 961-4147 |
Get straightforward expertise as we talk you through the mortgage process.
Bloomfield Branch
Toll Free: 1-888-378-2272 |
Get the right mortgage to finance your new home. Is a new home in your future? Let us help you get there with the right mortgage. (from https://www.bankofamerica.com/mortgage/home-mortgage/)
Newark Adams Street Branch
Toll Free: 1-866-290-4674
Newark Branch
Toll Free: 1-866-290-4674
Newark-Broad Street Branch
Toll Free: 1-866-290-4674 View More Branches Located in Newark Bank of America in the News
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Capital One Is No Longer Originating Mortgages – Read More There's a lot to consider when refinancing your home. From our dedicated loan officers to our online learning center, we're here to help answer your questions and simplify the process. (from https://www.capitalone.com/home-loans/refinance)
Market Street Branch
Toll Free: 855-900-8886
Springfield Avenue Branch
Toll Free: 855-900-8886
Westside High School Branch
Toll Free: 855-900-8886 Capital One in the News |
Refinancing your home mortgage might be right for you if you want to lower your monthly payments to find out how to lower your monthly payments, lower the total amount to find out how to lower the total amount you pay for your home you pay for your home or even get cash for a large purchase to find out how to get cash for a large purchase. (from https://www.chase.com/personal/home-lending/mortgage)
Newark - Broad & Fulton Branch
Toll Free: 1-800-550-2684
Newark Branch
Toll Free: 1-800-550-2684
Newark Ironbound Branch
Toll Free: 1-800-550-2684
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Refinance Your Home. Refinancing can help you pay off your loan faster, get cash for home improvement, or lower your monthly payment. (from https://online.citi.com/US/JRS/portal/template.do?ID=mortgage_refinancing&JFP_TOKEN=7Q43917J)
Newark Branch
Toll Free: 1-800-248-4638
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"Whether you're a first-time homebuyer, ready to trade up, or purchase a vacation or second home, ConnectOne Bank offers you a variety of Fixed-Rate and Adjustable-Rate Mortgage plans that can be tailored to your needs." (from https://www.connectonebank.com/BankingInfo/ConsumerLoans/ResidentialLoans.aspx)
Newark Branch
Toll Free: 1-844-266-2548 |
"Whether you are looking for a fixed-rate, adjustable-rate, jumbo, or something more specialized, we can provide mortgages for all lifestyles. Take a look at our sampling of mortgage rates and learn more about what Investors Home Mortgage offers."
255 Lafayette Street Branch
Toll Free: 1-855-446-9977
Chestnut Street Branch
Toll Free: 1-855-446-9977
Ferry Street Branch
Toll Free: 1-855-446-9977 |
Mortgage Loans. Which home loan is right for you? Find the right option based on loan terms, down payment and other special circumstances. (from www.pnc.com/)
Haynes Branch
Toll Free: 1-800-822-5626
Ironbound Branch
Toll Free: 1-800-822-5626
Liberty Branch
Toll Free: 1-800-822-5626 View More Branches Located in Newark PNC Bank in the News |
"The Home Ownership Made Easy (H.O.M.E.) Program provides buyers with limited funds access to a low-down-payment mortgage." (from https://www.santanderbank.com/us/personal/borrowing/mortgages/home-program)
East Ferry Branch
Toll Free: 877.768.2265
Ironbound Banking Center Branch
Toll Free: 877.768.2265
Jackson Street Banking Center Branch
Toll Free: 877.768.2265 |
"Whether you're buying or refinancing, we can help." (from https://www.tdbank.com/mortgages/default.html) Newark (Springfield Avenue) Branch
Toll Free: 1-866-325-4516 Newark-Market Street Branch
Toll Free: 1-866-325-4516 Newark Branch
Toll Free: 1-866-325-4516 |
"Whether you are a first time homebuyer or looking to purchase a second home, our residential mortgage experts can help you every step of the way from application to closing." (from https://www.valleynationalbank.com/Personal/Mortgage.aspx)
Beneficial Branch
Toll Free: 1-800-522-4100
Ferry Plaza Branch
Toll Free: 1-800-522-4100
Newark Branch
Toll Free: 1-800-522-4100 |
Are you buying a home, refinancing, or looking for home equity financing? If you're ready to learn about mortgage loans and programs, we're here to help (from https://www.wellsfargo.com/mortgage/loan-programs/)
Newark 765 Broad Street Branch
Toll Free: 1-888-818-9147
Newark Bloomfield Ave Branch
Toll Free: 1-888-818-9147
Newark Branch Brook Branch
Toll Free: 1-888-818-9147 View More Branches Located in Newark Wells Fargo Bank in the News
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The average homeowner will keep any given mortgage seven years or less before moving or refinancing. In a declining interest rate environment, that holding period for the loan would decrease even more. There was a time when experts advised a homeowner not to refinance unless they could improve their current rate by a minimum of 2%. This thinking was common at the time because of the closing costs required in refinancing a mortgage. However with the advent of zero point and no cost loans (aka no point, no fee loans) the 2% formula no longer applied. It’s important to note that interest rates and points are inversely related, basically the greater the points paid at closing, the lower the interest rate: paying points and fees essentially means you are buying the interest rate down. (continued here)
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