Home Mortgage Loan Ratesin Washington

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 04/17/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.458% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
30 Years Fixed
6.501% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.894 Points$2,861 Points Fee
$4,256 Total Fees$1,395 Lender Fees
30 Years Fixed
6.576% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.898 Points$2,874 Points Fee
$2,874 Total Fees$0 Lender Fees
30 Years Fixed
6.607% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.980 Points$3,136 Points Fee
$7,919 Total Fees$4,783 Lender Fees
30 Years Fixed
6.728% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.843 Points$2,698 Points Fee
$3,398 Total Fees$700 Lender Fees
30 Years Fixed
6.742% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.839 Points$2,685 Points Fee
$4,012 Total Fees$1,327 Lender Fees
30 Years Fixed
6.782% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
30 Years Fixed
7.602% APR 7.500% Rate 30 day rate lock $2,238 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
30 Years Fixed
Find answers to your mortgage questions
PenFed membership is open to everyone, including you.
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in