Home Mortgage Loan Ratesin Washington

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/05/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.344% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.500 Points$1,600 Points Fee
$3,200 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.575% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.950 Points$3,040 Points Fee
$6,823 Total Fees$3,783 Lender Fees
 30 Years Fixed
6.581% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.841 Points$2,691 Points Fee
$2,691 Total Fees$0 Lender Fees
 30 Years Fixed
6.708% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.642 Points$2,054 Points Fee
$2,754 Total Fees$700 Lender Fees
 30 Years Fixed
6.712% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.916 Points$2,931 Points Fee
$2,931 Total Fees$0 Lender Fees
 30 Years Fixed
6.744% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.868 Points$2,778 Points Fee
$4,105 Total Fees$1,327 Lender Fees
 30 Years Fixed
6.758% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.837% APR 6.740% Rate 30 day rate lock $2,074 Payment per month
0.998 Points$3,194 Points Fee
$3,194 Total Fees$0 Lender Fees
 30 Years Fixed
7.589% APR 7.500% Rate 30 day rate lock $2,238 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
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$0 down payment for Veterans homebuying with a VA Loan
As low as 0% down options & down payment assistance
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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